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903 Forest Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 903 Forest Ter, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,402 sqft · built 1966
Lot Size0.31 acres (13,500 sqft)
Owner2 Trust Names on File
Last Sale$470,000 (Aug 2024)
Tax Bill$5,653 (2026)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN03-165-20455805

Property Details

APN / Parcel Number

Primary APN03-165-20455805
Alternative APNs
  • 3-165-20455805
  • 16520455805

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,402 sqft Living Area
1st Floor Area1,824 sqft
Basement Area578 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area13,500 sqft (0.31 acres)

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area164 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number16520455805
Street Address903 FOREST TER
CityANNAPOLIS
StateMD
Zip21409-5313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 44 BK AZ PL 12 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockAZ
Legal Lot Number44
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2032
Census Tract731003

Owner

903 Forest Ter is owner-occupied and held in a trust since July 2025.

Source: Anne Arundel County records, as of October 14, 2026

Owner of Record2 Trust Names on File
Mailing Address903 FOREST TER, ANNAPOLIS, MD 21409-5313
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2024 · Amount on File
Deed SaleAug 14, 2024 · Amount on File
Prior SaleDec 1, 2015 · Amount on File
Deed Book / Page40645 / 206
Last Transfer DateJul 30, 2025
Transfer Doc0415770085
Record UpdatedOct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 25, 2018
Property Address903 FOREST TER, ANNAPOLIS, MD 21409-5313
Document Number0326040361
Book / Page032604 / 000361
Instrument DateSep 26, 2018
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyMID-ATLANTIC SETTLEMENT SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address903 FOREST TER ANNAPOLIS MD 214095313, ANNAPOLIS, MD 21409-5313

Tax Assessment & Valuation

The 2026 property tax bill for 903 Forest Ter was $5,653, up 4.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,653.00 (+4.86%)$443,133 (+5.29%)$465,400 (-) Land $253,500 Building $211,900
2025$5,391.00 (+11.32%)$420,867$465,400 Land $253,500 Building $211,900
2024$4,843.00 (+21.62%)
2023$3,982.00 Homeowner's exemption$393,767$398,600 Land $243,500 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Forest Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Forest Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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