904 Elm St, Delphos, OH 45833 Property Records

Van Wert County property record for 904 Elm St, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,485 sqft · built 1954
Lot Size	0.862 acres (37,551 sqft)
Owner	Individual Name on Record
Last Sale	$202,500 (Jul 2023)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-051388.0000`

Property Details

APN / Parcel Number

Primary APN	`25-051388.0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,379 sqft
1st Floor Area	1,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	37,551 sqft (0.862 acres)
Lot Dimensions	312 ft deep x 120 ft wide
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	904 ELM ST
City	DELPHOS
State	OH
Zip	45833-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 882 S1/2 883 884 N30 FT & SD 47-1 DELPHOS CORP
Legal Subdivision	MOONS SUB-DIVISION
Legal Lot Number	882
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	20500

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 ELM ST, DELPHOS, OH 45833-1046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Survivorship Deed, Transfer · FHA Mortgage THE UNION BANK CO
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Dec 22, 2020	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	20232132
Deed Book / Page	428 / 357
Prior Transfer Date	Aug 16, 2012
Prior Transfer Doc	00370/0815
Record Updated	Sep 20, 2026

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	VAN WERT OH
Recording Date	Jul 28, 2023
Property Address	904 ELM ST, DELPHOS, OH 45833-1046
Document Number	000428/357
Book / Page	428 / 357
Instrument Date	Jul 28, 2023
Instrument	202302132
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ENSURE TITLE, TENURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	904 ELM ST, DELPHOS, OH 45833-1046

Mortgage

Document Number	0202302133
Date	Jul 28, 2023
Instrument	202302133

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Sep 16, 2021
Property Address	904 ELM ST, DELPHOS, OH 45833-1046
Document Number	421/3431
Book / Page	421 / 3431
Instrument Date	Sep 14, 2021
Instrument	202104107
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRST LIMA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 ELM ST, DELPHOS, OH 45833-1046

Mortgage

Document Number	202104109
Date	Sep 16, 2021
Instrument	202104109

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Dec 22, 2020
Property Address	904 ELM ST, DELPHOS, OH 45833-1046
Document Number	00418/2420
Book / Page	418 / 2420
Instrument Date	Dec 21, 2020
Instrument	202000004768
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIRST LIMA TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 ELM ST, DELPHOS, OH 45833-1046

Mortgage

Document Number	202000004769
Date	Dec 22, 2020
Instrument	202000004769

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (+0.28%) Homeowner's exemption	$64,130 (-) Land $8,320 Building $55,810
2024	$1,801.00 (-3.02%) Homeowner's exemption	$64,130 (+26.39%) Land $8,320 Building $55,810	$183,230 (-) Land $23,770 Building $159,460
2023	$1,857.00 (+69.43%) Homeowner's exemption	$50,740 (+42.73%) Land $8,320 Building $42,420	$183,230 (+80.4%) Land $23,770 Building $159,460
2022	$1,096.00 Homeowner's exemption	$35,550 Land $6,550 Building $29,000
2020			$101,570 Land $18,710 Building $82,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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