827 Elm St, Delphos, OH 45833 Property Records

Van Wert County property record for 827 Elm St, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,392 sqft · built 1900
Lot Size	0.25 acres (10,907 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Jan 2007)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2021 Mortgage + 1 more
APN	`25-052360.0000`

Property Details

APN / Parcel Number

Primary APN	`25-052360.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	1,716 sqft
Upper Floors Area	676 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Mansard
Roof Material	Shingle
Lot Area	10,907 sqft (0.25 acres)
Lot Dimensions	180 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	827 ELM ST
City	DELPHOS
State	OH
Zip	45833-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	SD 51-1 DELPHOS CORP
Legal Lot Number	51-1
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	20500

Owner

Source: Van Wert County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	827 ELM ST, DELPHOS, OH 45833-1045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2007 · Amount on Record
Deed Sale	Jan 9, 2007 · Amount on Record
Prior Sale	Apr 28, 2004 · Amount on Record
Deed Document Number	200799
Deed Book / Page	326 / 1251
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	827 ELM ST, DELPHOS, OH 45833-1045
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00425/3396
Date	Sep 16, 2022
Book Page	425/3396
Instrument	202203556

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	KEENE, NH 3431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	827 ELM ST, DELPHOS, OH 45833-1045
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00422/2579
Date	Nov 30, 2021
Book Page	422/2579
Instrument	202105190

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	138 Months
Due	May 1, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	827 ELM ST, DELPHOS, OH 45833-1045
Transaction Type	Mortgage
Record Updated	Apr 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/3541
Date	Mar 26, 2018
Book Page	408/3541
Instrument	201800000959

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (+0.31%) Homeowner's exemption	$57,150 (-) Land $3,780 Building $53,370
2024	$1,606.00 (-3.08%) Homeowner's exemption	$57,150 (-) Land $3,780 Building $53,370	$163,290 (-) Land $10,800 Building $152,490
2023	$1,657.00 (+38.89%) Homeowner's exemption	$57,150 (+47.56%) Land $3,780 Building $53,370	$163,290 (+47.57%) Land $10,800 Building $152,490
2022	$1,193.00 Homeowner's exemption	$38,730 Land $2,980 Building $35,750
2020			$110,650 Land $8,510 Building $102,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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