904 E Summit St, Red Oak, IA 51566 Property Records

Montgomery County property record for 904 E Summit St, Red Oak, IA 51566 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1977
Square Footage960 sqft Living Area
Lot Size6,500 sqft (0.149 acres)
OccupancyOwner Occupied
Last Sale$35,500 (2023)
Tax Bill$1,730.00 (2024)

Property Details

APN / Parcel Number

Primary APN600628201016000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
Basement Area960 sqft Basement
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1977
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,500 sqft (0.149 acres)
Depth X Width100 ft x 65 ft Depth x Width
Deck Area72 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address904 E SUMMIT ST
CityRED OAK
StateIA
Zip51566-1639
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT ST SD LT 2
Legal Lot Number2
JurisdictionMONTGOMERY IA
Minor Civil DivisionRED OAK
Census Blockgroup2
Census Block2024
Census Tract960200

Owner

Source: Montgomery County records · APN 600628201016000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address53002 293RD ST, SILVER CITY, IA 51571-4023
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2008Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
USDA
Mar 18, 2024Deed of Trust, Mortgage · Line of Credit
GLENWOOD STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2023 · Amount on Record
Deed SaleJun 01, 2023 · Amount on Record
Deed Doc Number2023-754
Record RefreshedJun 08, 2026

July 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address904 E SUMMIT ST, RED OAK, IA 51566-1639
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00314/0685
DateJul 22, 2008
Book Page0314/0685
Instrument0314 0685
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term396 Months
DueJul 22, 2041

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address904 E SUMMIT ST, RED OAK, IA 51566-1639
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address53002 293RD ST, SILVER CITY, IA 51571-4023

Mortgage

Document Number002024/357
DateMar 18, 2024
Book Page2024/357
Instrument2024 357
Lender
NameGLENWOOD STATE BANK
TypeBank
AddressGLENWOOD, IA 51534
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$89,720 (+6.9%) Land $12,220 Building $77,500$89,720 (+6.9%) Land $12,220 Building $77,500
2024$1,730.00 (+20.47%)
2023$83,930 Land $9,170 Building $74,760$83,930 Land $9,170 Building $74,760
2022$1,436.00

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