Montgomery County property record for 1110 E Summit St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,552 sqft · built 1925 |
| Lot Size | 0.183 acres (7,980 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,416 (2024) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628202012000 |
| Primary APN | 600628202012000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 620 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,980 sqft (0.183 acres) |
| Lot Dimensions | 105 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 224 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1110 E SUMMIT ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GUSTAFSON ADD W/2 LTS 4 & 5 & 16' VAC ALLEY ADJ |
| Legal Lot Number | 4,5 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 960200 |
Source: Montgomery County records · APN 600628202012000
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1110 E SUMMIT ST, RED OAK, IA 51566-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1110 E SUMMIT ST, RED OAK, IA 51566-2050 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017 0604 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 2017/0604 |
| Instrument | 2017 0604 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JOHNSTON, IA 50131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2037 |
Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,360 (+3.78%) Land $14,590 Building $249,770 | $264,360 (+3.78%) Land $14,590 Building $249,770 | |
| 2024 | $5,416.00 (+21.49%) | ||
| 2023 | $254,730 Land $10,940 Building $243,790 | $254,730 Land $10,940 Building $243,790 | |
| 2022 | $4,458.00 |
Source: FEMA National Flood Hazard Layer as of May 1, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Telephone Company of Stanton, Iowa Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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