904 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 904 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,479 sqft · built 1966
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on Record
Last Sale	$400,235 (Jun 2026)
Tax Bill	$6,447 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-377-002`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-377-002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	150 ft deep x 82.5 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	904 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-A
Legal Description	LOT 13 ROSELAND SUB
Legal Range	13W
Legal Township	6N
Legal Section	14
Legal Subdivision	ROSELAND SUB
Legal Block	377
Legal Lot Number	13
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4005
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 5, 2023	Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC
Aug 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	202619301
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	20180028922
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 26, 2026
Property Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971
Document Number	0000019301
Instrument Date	Jun 22, 2026
Instrument	202619301
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347,644.02
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971

Mortgage

Document Number	0000019302,
Date	Jun 26, 2026
Instrument	202619302

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 29, 2023
Property Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971
Document Number	20230030404
Map Reference	LB 10 PG 13
Instrument Date	Nov 28, 2023
Instrument	2023-0030404
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 MILLER DR UNIT 204, 204, GRAND HAVEN, MI 49417-1188

Mortgage

Document Number	20230030405
Date	Nov 29, 2023
Instrument	2023-0030405

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 5, 2023
Property Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971
Document Number	20230022209
Instrument Date	Jul 28, 2023
Instrument	2023-0022209
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 WAVERLY CIRCLE SPRING, SPRING LAKE, MI 49456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WASHINGTON AVE, GRAND HAVEN, MI 49417-1354

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Aug 16, 2018
Property Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971
Document Number	20180028922
Instrument Date	Aug 13, 2018
Instrument	2018-0028922
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 E SAVIDGE ST, 904, SPRING LAKE, MI 49456-1971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E SAVIDGE ST, SPRING LAKE, MI 49456-1971
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,800 (-8.64%)	$285,600 (-8.64%)
2025	$6,447.00 (+101.34%) Homeowner's exemption	$156,300 (+36.51%)	$312,600 (+36.51%)
2023		$114,500	$229,000
2022	$3,202.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Nearby Properties on E Savidge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures