807 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 807 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,524 sqft · built 1957
Lot Size	0.562 acres (24,481 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2014)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-325-046`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-325-046`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	24,481 sqft (0.562 acres)
Lot Dimensions	245 ft deep x 100 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	807 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-A
Legal Description	LOT 7 & THAT PART OF VAC MAPLE AVE LYING S'LY & ADJ TO SD LOT FALL'S ADD TO SPRING LAKE
Legal Range	13W
Legal Township	6N
Legal Section	14
Legal Subdivision	LOT FALLS ADD
Legal Block	325
Legal Lot Number	7
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3006
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	807 E SAVIDGE ST, SPRING LAKE, MI 49456-1960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MY PERSONAL CU
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage MY PERSONAL CU
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2014 · Amount on Record
Deed Sale	Oct 9, 2014 · Amount on Record
Prior Sale	Jan 27, 2009 · Amount on Record
Deed Document Number	201435547
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	5616/809
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	807 E SAVIDGE ST, SPRING LAKE, MI 49456-1960
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 E SAVIDGE ST, SPRING LAKE, MI 49456-1960

Mortgage

Document Number	20240000665
Date	Jan 8, 2024
Instrument	2024-0000665

Lender

Name	MY PERSONAL CU
Type	Credit Union
Address	WYOMING, MI 49509

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2034

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	807 E SAVIDGE ST, SPRING LAKE, MI 49456-1960
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 E SAVIDGE ST, SPRING LAKE, MI 49456-1960

Mortgage

Document Number	20220021927
Date	Jun 13, 2022
Instrument	2022-0021927

Lender

Name	MY PERSONAL CU
Type	Credit Union
Address	WYOMING, MI 49509

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2032

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 26, 2019
Property Address	807 E SAVIDGE ST, SPRING LAKE, MI 49456-1960
Document Number	20190029737
Map Reference	LB 6 PG 12
Instrument Date	Aug 20, 2019
Instrument	2019-0029737
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18050 TRUDY DR, 18050, SPRING LAKE, MI 49456-1559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 E SAVIDGE ST, SPRING LAKE, MI 49456-1960

Mortgage

Document Number	20190029738
Date	Aug 26, 2019
Instrument	2019-0029738

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,700 (+0.15%)	$273,400 (+0.15%)
2025	$4,560.00 (+16.27%)
2023		$136,500	$273,000
2022	$3,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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