904 E Pinehurst Trl, North Sioux City, SD 57049 Property Records

Union County property record for 904 E Pinehurst Trl, North Sioux City, SD 57049 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · built 2022
Lot Size	0.533 acres (23,217 sqft)
Owner	2 Individual Names on File
Last Sale	$1,656,000 (Aug 2023)
Tax Bill	$23,155 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23.GC.30.1028`

Property Details

APN / Parcel Number

Primary APN	`23.GC.30.1028`

Interior

Bedrooms	5 Beds
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	23,217 sqft (0.533 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	904 E PINEHURST TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 DAK DUNES GOLF COURSE 30TH ADD (.533A)
Legal Subdivision	DAK DUNES GOLF COURSE 30TH ADD
Legal Lot Number	28
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

Source: Union County records · APN 23.GC.30.1028

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2025	Deed of Trust, Mortgage · Commercial Mortgage PIONEER BANK
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage PRIMEBANK
Aug 29, 2022	Deed of Trust, Mortgage · Construction Mortgage PRIMEBANK
Oct 02, 2023	Deed of Trust, Mortgage · Commercial Mortgage PIONEER BANK
Aug 21, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PIONEER BANK
Dec 26, 2018	Warranty Deed, Transfer · Line of Credit LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478

Mortgage

Document Number	000186/696
Date	Nov 05, 2025
Book Page	186/696
Instrument	252585

Lender

Name	PIONEER BANK
Type	Bank
Address	202 1ST ST, SERGEANT BLUFF, IA 51054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Oct 28, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00178/1091
Date	Oct 25, 2021
Book Page	178/1091
Instrument	214500

Lender

Name	PRIMEBANK
Type	Bank
Address	SIOUX CITY, IA 51104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 01, 2022

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/630
Date	Aug 29, 2022
Book Page	180/630
Instrument	222425

Lender

Name	PRIMEBANK
Type	Bank
Address	SIOUX CITY, IA 51104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Nov 01, 2022

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478

Mortgage

Document Number	000182/521
Date	Oct 02, 2023
Book Page	182/521
Instrument	232227

Lender

Name	PIONEER BANK
Type	Bank
Address	SERGEANT BLUFF, IA 51054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Sep 28, 2030

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 21, 2023
Property Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478
Document Number	000113/472
Book / Page	113 / 472
Instrument Date	Aug 16, 2023
Instrument	231890
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2024
Title Company	MORTGAGE CONNECT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 246, DAKOTA DUNES, SD 57049-0246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478

Mortgage

Document Number	0000182449
Date	Aug 21, 2023
Instrument	182/449

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 01, 2033
Change Frequency	10 Years
Min Rate At Change	5%
Max Rate At Change	8.87%
Index	10-Year TN
Margin	3
Max Rate	10.8%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 26, 2018
Property Address	904 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5478
Document Number	00108/0857
Book / Page	108 / 0857
Instrument Date	Dec 20, 2018
Instrument	185388
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 N SIOUX POINT RD STE 100, 100, NORTH SIOUX CITY, SD 57049-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 935, NORTH SIOUX CITY, SD 57049-0935
Investor	Possibly a Property Investor

Mortgage

Document Number	0000185400
Date	Dec 26, 2018
Instrument	185400

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$23,155.00 (+1.15%)	$1,468,279 (+35.1%) Land $135,000 Building $1,333,279
2024	$22,891.00 (+34.25%)
2023	$17,051.00 (+513.35%)	$1,086,849 (+705.07%) Land $135,000 Building $951,849
2022	$2,780.00 (-0.22%)	$135,000 Land $135,000
2021	$2,786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 124 individual NFIP policies nearby
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 61% of South Dakota
Wildfire Likelihood	About 1 in 714 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Long Lines	Cable	1,500 / 50
Hawkeye Topco Holdings	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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