815 E Pinehurst Trl, North Sioux City, SD 57049 Property Records

Union County property record for 815 E Pinehurst Trl, North Sioux City, SD 57049

Property Summary

Property Type	Single Family Home
Details	11 bd · 1,936 sqft · built 2018
Lot Size	0.313 acres (13,634 sqft)
Owner	2 Individual Names on Record
Last Sale	$513,000 (May 2020)
Tax Bill	$8,681 (2026)
Deeds & Mortgages	Aug 2018 Construction Loan May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`23.GC.30.1007`

Property Details

APN / Parcel Number

Primary APN	`23.GC.30.1007`

Interior

Bedrooms	11 Beds
Stories	1 Story
Building Area	1,936 sqft Living Area
Basement Area	1,597 sqft
Finished Basement	1,597 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	13,634 sqft (0.313 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	815 E PINEHURST TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 DAK DUNES GOLF COURSE 30TH ADD (.313A)
Legal Subdivision	DAK DUNES GOLF COURSE 30TH ADD
Legal Lot Number	7
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 E PINEHURST TRL, NORTH SIOUX CITY, SD 57049-5489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Mar 25, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	20202331
Deed Book / Page	110 / 268
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	815 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5489
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172/0595
Date	Aug 10, 2018
Book Page	172/0595
Instrument	183341

Lender

Name	CENTRAL BANK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 9, 2019

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 29, 2020
Property Address	815 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5489
Document Number	000110/268
Book / Page	110 / 268
Instrument Date	May 26, 2020
Instrument	202331
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2608 W SUDBURY ST, 2608, SIOUX FALLS, SD 57108-8198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5489

Mortgage

Document Number	0000176544
Date	May 29, 2020
Instrument	176/544

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Mar 25, 2019
Property Address	815 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5489
Document Number	00109/0190
Book / Page	109 / 0190
Instrument Date	Feb 28, 2019
Instrument	191137
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GATEWAY DR, 125, NORTH SIOUX CITY, SD 57049-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 E PINEHURST TRL, NORTH SIOUX CITY, SD 57049-5489

Mortgage

Document Number	0000191138
Date	Mar 25, 2019
Instrument	191138

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,681.00	$550,471 (-) Land $78,125 Building $472,346
2025	$8,681.00 (+1.15%)	$550,471 (-) Land $78,125 Building $472,346
2024	$8,582.00 (-0.63%)
2023	$8,636.00 (-0.5%)	$550,471 Land $78,125 Building $472,346
2022	$8,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 77% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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