904 Bounds Ave, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 904 Bounds Ave, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 942 sqft · built 1953
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2023)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
APN	`0252007000110`

Property Details

APN / Parcel Number

Primary APN	`0252007000110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	942 sqft Living Area
1st Floor Area	942 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)

Exterior Amenities

Porch	Porch
Porch Area	235 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 BOUNDS AVE
City	CHESAPEAKE
State	VA
Zip	23323-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	11 REPLAT LOXLEY GARDENS
Legal Subdivision	LOXLEY GARDENS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3020
Census Tract	21403

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 1, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 1, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	20237198
Deed Book / Page	10652 / 1240
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 11, 2023
Property Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Document Number	10652/1240
Book / Page	10652 / 1240
Instrument Date	Apr 4, 2023
Instrument	230007198
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514

Mortgage

Document Number	0230007199
Date	Apr 11, 2023
Instrument	230007199

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 31, 2022
Property Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Document Number	10564/1707
Book / Page	10564 / 1707
Instrument Date	May 21, 2022
Instrument	220018077
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514

Mortgage

Document Number	0220018078
Date	May 31, 2022
Instrument	220018078

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	10564/1727
Date	May 31, 2022
Book Page	10564/1727
Instrument	220018079

Lender

Name	U S SMALL BUSINESS ADMINISTRATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9888/405
Date	Mar 1, 2018
Book Page	9888/405
Instrument	180005289

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 1, 2018
Property Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Document Number	9888/387
Book / Page	9888 / 387
Instrument Date	Feb 27, 2018
Instrument	180005287
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 BOUNDS AVE, CHESAPEAKE, VA 23323-3514

Mortgage

Document Number	180005288
Date	Mar 1, 2018
Instrument	180005288

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,400 (+6.27%) Land $130,000 Building $107,400	$237,400 (+6.27%) Land $130,000 Building $107,400
2025	$2,256.00 (+51.82%)	$223,400 (+8.34%) Land $120,000 Building $103,400	$223,400 (+8.34%) Land $120,000 Building $103,400
2023		$206,200 (+16.04%) Land $100,000 Building $106,200	$206,200 (+16.04%) Land $100,000 Building $106,200
2022		$177,700 Land $85,000 Building $92,700	$177,700 Land $85,000 Building $92,700
2019	$1,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (1991–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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