902 Bounds Ave, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 902 Bounds Ave, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1953
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$267,900 (Feb 2026)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Feb 2026 Sale & Mortgage + 3 more
APN	`0252007000120`

Property Details

APN / Parcel Number

Primary APN	`0252007000120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	51 sqft
Patio Area	925 sqft
Lean-To	925 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	902 BOUNDS AVE
City	CHESAPEAKE
State	VA
Zip	23323-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	12 REPLAT LOXLEY GARDENS
Legal Subdivision	LOXLEY GARDENS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3020
Census Tract	21403

Owner

902 Bounds Ave is owned and occupied by an individual who bought it in February 2026.

Source: Chesapeake City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 13, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 2, 2025	Trustee's Deed, Foreclosure · Line of Credit CHESAPEAKE BANK
Mar 3, 2022	Gift Deed, Transfer
Aug 8, 2017	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Sep 2, 2025 · Amount on File
Deed Document Number	20263685
Deed Book / Page	10944 / 1885
Prior Transfer Date	Aug 15, 2025
Prior Transfer Doc	10889/1919
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10396/1607
Date	Jun 24, 2021
Book Page	10396/1607
Instrument	210028942

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	315 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 13, 2026
Property Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Document Number	10944/1885
Book / Page	10944 / 1885
Map Reference	MB 36 PG 14&15
Instrument Date	Jan 23, 2026
Instrument	260003685
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	GEM TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514

Mortgage

Document Number	0260003686
Date	Feb 13, 2026
Instrument	260003686

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	10944/1908
Date	Feb 13, 2026
Book Page	10944/1908
Instrument	260003687

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 2, 2025
Property Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Document Number	10889/1919
Book / Page	10889 / 1919
Map Reference	MB 36 PG 14&15
Instrument Date	Aug 15, 2025
Instrument	250019988
Transaction Type	Foreclosure
Record Updated	May 12, 2026
Title Company	GEM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2193, POQUOSON, VA 23662-0193
Investor	Possibly a Property Investor

Mortgage

Document Number	0250019989
Date	Sep 2, 2025
Instrument	250019989

Lender

Name	CHESAPEAKE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 3, 2022
Property Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Document Number	10528/1040
Book / Page	10528 / 1040
Instrument Date	Mar 2, 2022
Instrument	220007438
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 8, 2017
Property Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514
Document Number	9820/30
Book / Page	9820 / 30
Instrument Date	Aug 4, 2017
Instrument	170021665
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BOUNDS AVE, CHESAPEAKE, VA 23323-3514

Mortgage

Document Number	170021666
Date	Aug 8, 2017
Instrument	170021666

Lender

Name	TOWNE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 902 Bounds Ave was $2,130, up 4.6% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,200 (+22.9%) Land $130,000 Building $129,200	$259,200 (+22.9%) Land $130,000 Building $129,200
2025	$2,130.00 (+4.62%)	$210,900 Land $120,000 Building $90,900	$210,900 Land $120,000 Building $90,900
2024	$2,036.00
2023		$193,400 (+14.1%) Land $100,000 Building $93,400	$193,400 (+14.1%) Land $100,000 Building $93,400
2022		$169,500 Land $85,000 Building $84,500	$169,500 Land $85,000 Building $84,500
2019	$1,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 902 Bounds Ave; there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (1991–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Bounds Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Bounds Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures