904 Bluff Rdg, Biloxi, MS 39532 Property Records

Harrison County property record for 904 Bluff Rdg, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,758 sqft · built 2002
Owner	Company Name on Record
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`1209D-01-001.052`

Property Details

APN / Parcel Number

Primary APN	`1209D-01-001.052`
Alternative APN	`105019`

Interior

Full Baths	1 Bath
Building Area	1,758 sqft Adjusted Area
1st Floor Area	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	105019
Street Address	904 BLUFF RDG
City	BILOXI
State	MS
Zip	39532-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 THE BLUFFS PHASE I
Legal Range	10
Legal Township	07
Legal Section	14
Legal Subdivision	BLUFFS THE PHASE I
Legal Phase	1
Legal Lot Number	52
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	3312

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	985 N COUNTRY CLUB LN, BILOXI, MS 39532-3252
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Jun 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020
Deed Sale	Jun 26, 2020
Deed Document Number	2020-0002192-D-J2
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	904 BLUFF RDG, BILOXI, MS 39532-3344
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200002100TJ2
Date	Jun 26, 2020
Instrument	2020-0002100-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2030

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 26, 2020
Property Address	904 BLUFF RDG, BILOXI, MS 39532-3344
Document Number	20200002192DJ2
Map Reference	PB 12 PG 40A
Instrument Date	Jun 25, 2020
Instrument	2020-0002192-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18379 ROBINWOOD DR, 18379, SAUCIER, MS 39574-8569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 N COUNTRY CLUB LN, BILOXI, MS 39532-3252

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,249.00 (+3.88%)	$20,130 (+2.99%)	$134,199 (+2.99%) Land $40,000 Building $94,199
2024	$2,165.00 (+0.93%)
2023	$2,145.00	$19,546	$130,304 Land $40,000 Building $90,304
2022	$2,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	4 (2016–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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