Black Hawk County property record for 904 Beech St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,582 sqft · built 1967 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage May 2006 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-278-013 |
| Primary APN | 8913-24-278-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 1,582 sqft |
| Basement Area | 1,582 sqft |
| Finished Basement | 1,375 sqft |
| Unfinished Basement | 1,582 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Patio Area | 308 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 904 BEECH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSE HILL FIRST ADDITION LOT 13 BLK 9 LOT 14 BLK 9 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | ROSE HILL FIRST ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 13,14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 1800 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 7, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| May 22, 2006 | Deed of Trust, Mortgage · ARM CENTEX HOME EQUITY COMPANY LLC |
| Jun 21, 2005 | Deed of Trust, Mortgage · ARM ARGENT MORTGAGE COMPANY LLC |
| May 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 23, 2026 | Intrafamily Transfer, Transfer |
| Sep 23, 2008 | Quit Claim Deed, Transfer Quitclaim |
| Aug 27, 2008 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 4, 2025 |
| Transfer Doc | 0202600992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY |
| Name | Verified Name |
|---|
| Document Number | 201700014120 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 2017-00014120 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 20, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C |
| Name | Verified Name |
|---|
| Document Number | 2006027923 |
|---|---|
| Date | May 22, 2006 |
| Instrument | 2006027923 |
| Name | CENTEX HOME EQUITY COMPANY LLC |
|---|---|
| Type | Subprime Lender |
| Address | DALLAS, TX 75201 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.93% |
| Type Change Date | Jun 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.93% |
| Max Rate At Change | 10.9% |
| Index | 6-Month LIBOR |
| Max Rate | 14.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 2005029743 |
|---|---|
| Date | Jun 21, 2005 |
| Instrument | 2005029743 |
| Name | ARGENT MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.8% |
| Type Change Date | Jul 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.8% |
| Max Rate At Change | 11.8% |
| Index | 6-Month LIBOR |
| Margin | 6 |
| Max Rate | 15.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 28, 2026 |
| Property Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Number | 0000007732 |
| Instrument Date | May 13, 2026 |
| Instrument | 20267732 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 23, 2026 |
| Property Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Number | 0202600992 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2026-00992 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 23, 2008 |
| Property Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Number | 2009006330 |
| Instrument Date | Sep 23, 2008 |
| Instrument | 2009006330 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 27, 2008 |
| Property Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
| Document Number | 2009004512 |
| Instrument Date | Aug 27, 2008 |
| Instrument | 2009004512 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 BEECH ST, WATERLOO, IA 50703-3326 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 Homeowner's exemption | $172,180 (+30.35%) Land $14,290 Building $157,890 | $172,180 (+30.35%) Land $14,290 Building $157,890 |
| 2024 | $2,546.00 (+18.53%) | ||
| 2023 | $132,090 (+35.34%) Land $14,290 Building $117,800 | $132,090 (+35.34%) Land $14,290 Building $117,800 | |
| 2022 | $2,148.00 Homeowner's exemption | $97,600 Land $14,290 Building $83,310 | |
| 2021 | $97,600 Land $14,290 Building $83,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA.
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