817 Beech St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 817 Beech St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 885 sqft · built 1955
Lot Size0.169 acres (7,350 sqft)
OwnerIndividual Name on File
Last Sale$48,500 (Nov 2022)
Tax Bill$564 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN8913-24-280-007

Property Details

APN / Parcel Number

Primary APN8913-24-280-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area885 sqft Living Area
1st Floor Area885 sqft
Basement Area885 sqft
Unfinished Basement885 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,350 sqft (0.169 acres)
Lot Dimensions147 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address817 BEECH ST
CityWATERLOO
StateIA
Zip50703-3323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSE HILL FIRST ADDITION LOT 3 BLK 11
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionROSE HILL FIRST ADDITION
Legal Block11
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1045
Census Tract1800

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1139 SHEFFIELD AVE, WATERLOO, IA 50702-2037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Dec 8, 2020Warranty Deed, Transfer
TITLE SERVICES GROUP, TITLE SERVICES CORP
Jan 3, 2017Warranty Deed, Transfer
TITLE SERVICES CORPORATION, TITLE SERVICES CORPORATIONS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Prior SaleDec 23, 2021 · Amount on Record
Deed Document Number20228438
Prior Transfer DateApr 14, 2006
Prior Transfer Doc0200624816
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 30, 2022
Property Address817 BEECH ST, WATERLOO, IA 50703-3323
Document Number202300008438
Instrument DateNov 29, 2022
Instrument202300008438
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$76.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address817 BEECH ST, WATERLOO, IA 50703-3323

Mortgage

Document Number202300008439
DateNov 30, 2022
Instrument202300008439
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.25%
Index1-Year T-Bill
Max Rate13.2%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 8, 2020
Property Address817 BEECH ST, WATERLOO, IA 50703-3323
Document Number202100012213
Instrument DateDec 3, 2020
Instrument202100012213
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyTITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

AmountAmount Recorded
Tax$55.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 BEECH ST, WATERLOO, IA 50703-3323

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJan 3, 2017
Property Address817 BEECH ST, WATERLOO, IA 50703-3323
Document Number201700012184
Instrument DateDec 20, 2016
Instrument2017-00012184
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyTITLE SERVICES CORPORATION, TITLE SERVICES CORPORATIONS

Transaction

AmountAmount Recorded
Tax$36.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 448, WATERLOO, IA 50704-0448

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$564.00 (+0.18%) Homeowner's exemption$45,630 (+26.08%) Land $8,080 Building $37,550$45,630 (+26.08%) Land $8,080 Building $37,550
2024$563.00 (-8.6%)
2023$36,190 (+29.16%) Land $8,080 Building $28,110$36,190 (+29.16%) Land $8,080 Building $28,110
2022$616.00$28,020 Land $8,080 Building $19,940
2021$28,020 Land $8,080 Building $19,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA.

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