904 Ascot Dr, Elgin, IL 60123 Property Records

Kane County property record for 904 Ascot Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,449 sqft · built 1991
Lot Size	0.35 acres (1,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jul 2005)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-27-176-087`

Property Details

APN / Parcel Number

Primary APN	`06-27-176-087`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,904 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,507 sqft (0.35 acres)
Lot Dimensions	58 ft deep x 26 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	904 ASCOT DR
City	ELGIN
State	IL
Zip	60123-6756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS TOWNHOMES WEST 26.2 FT OF THE EAST 80.18 FT OF LTO 9 OF PINE MEADOW SUB
Legal Subdivision	PINE MEADOW SUB
Legal Block	3
Legal Lot Number	O
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 ASCOT DR, ELGIN, IL 60123-6756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on Record
Deed Sale	Jul 21, 2005 · Amount on Record
Prior Sale	Apr 16, 2002 · Amount on Record
Deed Document Number	200584448
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	904 ASCOT DR, ELGIN, IL 60123-6756
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035300
Date	Jul 11, 2022
Instrument	2022K035300

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,431.00 (+15.8%) Homeowner's exemption
2024		$72,945 (+21.39%) Land $13,077 Building $59,868	$218,923 (+21.44%) Land $39,247 Building $179,676
2022	$4,690.00 (+4.78%) Homeowner's exemption	$60,089 (+6.96%) Land $10,772 Building $49,317	$180,267 (+6.96%) Land $32,316 Building $147,951
2021	$4,476.00 Homeowner's exemption	$56,179 Land $10,071 Building $46,108	$168,537 Land $30,213 Building $138,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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