913 Ascot Dr, Elgin, IL 60123 Property Records

Kane County property record for 913 Ascot Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,449 sqft · built 1991
Lot Size	0.35 acres (1,507 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Jul 2018)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-27-176-091`

Property Details

APN / Parcel Number

Primary APN	`06-27-176-091`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,904 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,507 sqft (0.35 acres)
Lot Dimensions	58 ft deep x 26 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	913 ASCOT DR
City	ELGIN
State	IL
Zip	60123-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS TOWNHOMES SOUTH 26.20 FT OF THE NORTH 54.43 FT OF LOT 10 OF PINE MEADOW SUB
Legal Subdivision	PINE MEADOW SUB
Legal Block	3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	851908

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	913 ASCOT DR, ELGIN, IL 60123-6757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Dec 26, 2001 · Amount on Record
Deed Document Number	201836579
Prior Transfer Date	Nov 27, 2001
Prior Transfer Doc	0000136302
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	913 ASCOT DR, ELGIN, IL 60123-6757
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 ASCOT DR, ELGIN, IL 60123-6757

Mortgage

Document Number	0000052612
Date	Oct 28, 2022
Instrument	2022K052612

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 14, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	913 ASCOT DR, ELGIN, IL 60123-6757
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013057
Date	Feb 18, 2021
Instrument	2021K013057

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2018
Property Address	913 ASCOT DR, ELGIN, IL 60123-6757
Document Number	0000036579
Map Reference	DOC90K55267
Instrument	2018K036579
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST UNITED TITLE AGENCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 ASCOT DR, ELGIN, IL 60123-6757

Mortgage

Document Number	0000036580
Date	Jul 30, 2018
Instrument	2018K036580

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%
Change Frequency	2 Years

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,676.00 (-23.01%) Homeowner's exemption Senior Citizen's exemption
2024		$72,945 (+21.39%) Land $13,077 Building $59,868	$218,923 (+21.44%) Land $39,247 Building $179,676
2022	$3,476.00 (-2.8%) Homeowner's exemption	$60,089 (+6.96%) Land $10,772 Building $49,317	$180,267 (+6.96%) Land $32,316 Building $147,951
2021	$3,576.00 Homeowner's exemption	$56,179 Land $10,071 Building $46,108	$168,537 Land $30,213 Building $138,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet Holdings, Verizon.

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