Stearns County property record for 904 3rd St N, Apt 12, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,112 sqft · built 1984 |
| Lot Size | 0.051 acres (2,208 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2023) |
| Tax Bill | $2,092 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer Jun 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29443-0012 |
| Primary APN | 48-29443-0012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Patio Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,208 sqft (0.051 acres) |
| Lot Dimensions | 69 ft deep x 32 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Street Address | 904 3RD ST N, 12 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 012 BLK 001 MARY'S HIGHLAND PK PATIO HOMES SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | MARYS HIGHLAND PK PATIO HOMES |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29443-0012
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 3RD ST N, 12, COLD SPRING, MN 56320-1255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Transfer on Death Deed, Transfer |
| Jun 13, 2023 | Warranty Deed, Transfer RESULTS TITLE |
| Sep 03, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Sep 03, 2021 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Nov 07, 2017 | Warranty Deed, Transfer |
| Nov 07, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2023 · Amount on Record |
| Deed Sale | Jun 08, 2023 · Amount on Record |
| Prior Sale | Sep 03, 2021 · Amount on Record |
| Deed Document Number | 20231544104 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Feb 22, 2024 |
| Property Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Number | 00A1668049 |
| Instrument Date | Feb 21, 2024 |
| Instrument | A1668049 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 13, 2023 |
| Property Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Number | 00A1654563 |
| Instrument Date | Jun 08, 2023 |
| Instrument | A1654563 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | RESULTS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 03, 2021 |
| Property Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Number | 00A1613243 |
| Instrument Date | Sep 01, 2021 |
| Instrument | A1613243 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 3RD ST N # 121, 121, COLD SPRING, MN 56320-1535 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 03, 2021 |
| Property Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Number | 00A1613242 |
| Instrument Date | Sep 01, 2021 |
| Instrument | A1613242 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 3RD ST N # 121, 121, COLD SPRING, MN 56320-1535 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 07, 2017 |
| Property Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Number | 00A1508570 |
| Instrument Date | Oct 31, 2017 |
| Instrument | A1508570 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $428.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 07, 2017 |
| Property Address | 904 3RD ST N APT 12, 12, COLD SPRING, MN 56320-1255 |
| Document Number | 00A1508569 |
| Instrument Date | Oct 27, 2017 |
| Instrument | A1508569 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $366.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 514, COLD SPRING, MN 56320-0514 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,092.00 (+21.21%) | ||
| 2025 | $194,500 (+15.23%) Land $24,800 Building $169,700 | $194,500 (+15.23%) Land $24,800 Building $169,700 | |
| 2023 | $1,726.00 | $168,800 Land $24,800 Building $144,000 | $168,800 Land $24,800 Building $144,000 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 60 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: LTD Broadband, AT&T, Verizon, Arvig Enterprises, BIF IV Intrepid HoldCo. Availability varies by address; speeds are provider-advertised maximums, not measured.
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