904 3rd St N, Apt 10, Cold Spring, MN 56320 Property Records

Stearns County property record for 904 3rd St N, Apt 10, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1984
Lot Size	0.051 acres (2,208 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (May 2021)
Tax Bill	$1,752 (2026)
Deeds & Mortgages	May 2021 Sale Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-29443-0010`

Property Details

APN / Parcel Number

Primary APN	`48-29443-0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Patio Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,208 sqft (0.051 acres)
Lot Dimensions	69 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard

Location & Zoning

Street Address	904 3RD ST N, 10
City	COLD SPRING
State	MN
Zip	56320-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLK 001 MARY'S HIGHLAND PK PATIO HOMES SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	MARYS HIGHLAND PK PATIO HOMES
Legal Block	1
Legal Lot Number	10
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2027
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	904 3RD ST N, 10, COLD SPRING, MN 56320-1255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer MISC COMPANY
Apr 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	20211603121
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 18, 2021
Property Address	904 3RD ST N APT 10, 10, COLD SPRING, MN 56320-1255
Document Number	00A1603121
Instrument Date	May 7, 2021
Instrument	A1603121
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 3RD ST N, COLD SPRING, MN 56320-1535

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 10, 2018
Property Address	904 3RD ST N APT 10, 10, COLD SPRING, MN 56320-1255
Document Number	00A1517935
Instrument Date	Apr 3, 2018
Instrument	A1517935
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2661 SHELDON ST, ROSEVILLE, MN 55113-1860

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,752.00 (+13.91%)
2025		$169,200 (+9.94%) Land $19,800 Building $149,400	$169,200 (+9.94%) Land $19,800 Building $149,400
2023	$1,538.00	$153,900 Land $19,800 Building $134,100	$153,900 Land $19,800 Building $134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Arvig, AT&T, GigFire, Intrepid Fiber Networks, Verizon.

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