904 187th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 904 187th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1974
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2022)
Tax Bill	$4,825 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`478600-0-390`

Property Details

APN / Parcel Number

Primary APN	`478600-0-390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,332 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,640 sqft
Patio Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	904 187TH ST E
City	SPANAWAY
State	WA
Zip	98387-7990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 32 JESSE-KIM ESTATES L 39 EASE OF RECORD PICK-UP SEG P-M-0221 HB EMS
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	JESSE-KIM ESTATES
Legal Lot Number	39
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1005
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 187TH ST E, SPANAWAY, WA 98387-7990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jul 10, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEDIRECT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Jun 13, 2007 · Amount on Record
Deed Document Number	2022469
Prior Transfer Date	May 16, 1997
Prior Transfer Doc	0000000099
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 26, 2022
Property Address	904 187TH ST E, SPANAWAY, WA 98387-7990
Document Number	0008260469
Map Reference	VOL 58 PG 16-18
Instrument Date	Aug 24, 2022
Instrument	202208260469
Transaction Type	Transfer
Record Updated	Jun 14, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20117 69TH AVE E, SPANAWAY, WA 98387-5609

Mortgage

Document Number	0008260470
Date	Aug 26, 2022
Instrument	202208260470

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0008260471
Date	Aug 26, 2022
Instrument	202208260471

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	904 187TH ST E, SPANAWAY, WA 98387-7990
Document Number	2101280477
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 187TH ST E SPANAWAY WA 983877990, SPANAWAY, WA 98387-7990

Mortgage

Document Number	2101280477
Date	Jan 28, 2021
Instrument	202101280477

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	904 187TH ST E, SPANAWAY, WA 98387-7990
Document Number	1707210145
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 187TH ST E SPANAWAY WA 983877990, SPANAWAY, WA 98387-7990

Mortgage

Document Number	1707210145
Date	Jul 21, 2017
Instrument	201707210145

Lender

Name	HOMEDIRECT MTG
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,000 (+5.85%) Land $180,500 Building $244,500	$425,000 (+5.85%) Land $180,500 Building $244,500
2025	$4,825.00 (+2.7%)
2024	$4,698.00 (-2.81%)	$401,500 (-4.61%) Land $192,600 Building $208,900	$401,500 (-4.61%) Land $192,600 Building $208,900
2023	$4,834.00	$420,900 Land $185,900 Building $235,000	$420,900 Land $185,900 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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