717 187th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 717 187th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,606 sqft · built 1991
Lot Size	0.422 acres (18,367 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2002)
Tax Bill	$5,388 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500010-0-020`

Property Details

APN / Parcel Number

Primary APN	`500010-0-020`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,606 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	956 sqft
Upper Floors Area	650 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,367 sqft (0.422 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Deck Area	448 sqft
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	717 187TH ST E
City	SPANAWAY
State	WA
Zip	98387-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 41 THOUSAND OAKS L 2 EASE OF REC OUT OF 4-058, 4-059, 4-008 SEG B-0042LK6/6/90AT DC2065 LK8/2/90AT
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	THOUSAND OAKS
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	717 187TH ST E, SPANAWAY, WA 98387-8350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST SVGS BK
Aug 20, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jul 31, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2002 · Amount on Record
Deed Sale	Oct 31, 2002 · Amount on Record
Prior Sale	Sep 20, 2000 · Amount on Record
Deed Document Number	20021348
Last Transfer Date	Jun 2, 2008
Transfer Doc	0000000443
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jul 31, 2026
Property Address	717 187TH ST E, SPANAWAY, WA 98387-8350
Document Number	0000000006
Instrument Date	Jul 23, 2026
Instrument	20266
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 187TH ST E, SPANAWAY, WA 98387-8350

Mortgage

Document Number	0000000006,
Date	Jul 31, 2026
Instrument	20266

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 18, 2046

Interest

Rate	6.49%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	717 187TH ST E, SPANAWAY, WA 98387-8350
Document Number	2009140668
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 187TH ST E SPANAWAY WA 983878350, SPANAWAY, WA 98387-8350

Mortgage

Document Number	2009140668
Date	Sep 14, 2020
Instrument	202009140668

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	717 187TH ST E, SPANAWAY, WA 98387-8350
Document Number	1909120222
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 187TH ST E SPANAWAY WA 983878350, SPANAWAY, WA 98387-8350

Mortgage

Document Number	1909120222
Date	Sep 12, 2019
Instrument	201909120222

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	717 187TH ST E, SPANAWAY, WA 98387-8350
Document Number	1808290136
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 187TH ST E SPANAWAY WA 983878350, SPANAWAY, WA 98387-8350

Mortgage

Document Number	1808290136
Date	Aug 29, 2018
Instrument	201808290136

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	717 187TH ST E, SPANAWAY, WA 98387-8350
Document Number	1708100348
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 187TH ST E SPANAWAY WA 983878350, SPANAWAY, WA 98387-8350

Mortgage

Document Number	1708100348
Date	Aug 10, 2017
Instrument	201708100348

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,388.00 (+1.93%)	$473,300 (+6.89%) Land $198,700 Building $274,600	$473,300 (+6.89%) Land $198,700 Building $274,600
2025	$5,286.00 (+2.7%)
2024	$5,147.00 (-2.89%)	$442,800 (-4.63%) Land $211,900 Building $230,900	$442,800 (-4.63%) Land $211,900 Building $230,900
2023	$5,300.00	$464,300 Land $204,600 Building $259,700	$464,300 Land $204,600 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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