Genesee County property record for 9038 Lahring Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1986 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,000 (Sep 2026) |
| Tax Bill | $3,747 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-10-400-004 |
| Primary APN | 01-10-400-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 1,148 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 9038 LAHRING RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG N 87 DEG 42 MIN 40 SEC W 264 FT FROM SE COR OF SEC TH N 87 DEG 42 MIN 40 SEC W 264 FT TH N 333.89 FT TH |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 10 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 13001 |
9038 Lahring Rd is owned and occupied by an individual who bought it in September 2026.
Source: Genesee County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Sep 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit HOME MORTGAGE CORPORATION |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Sep 18, 2018 | Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN |
| Mar 8, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK/ARCADIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Sep 18, 2018 · Amount on File |
| Deed Document Number | 2026091552640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 4, 2026 |
| Property Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000051468 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202651468 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 29032 ORVYLLE DR, WARREN, MI 48092-2352 |
| Document Number | 0000051468, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 202651468 |
| Name | STAUNTON FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 15, 2026 |
| Property Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000052640 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026091552640 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $323,119.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000038569 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202638569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000038569, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202638569 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000033182 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9038 LAHRING RD GAINES MI 484369769, GAINES, MI 48436-9769 |
| Document Number | 0000033182 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 33182 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 18, 2018 |
| Property Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000087552 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 87552 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,763.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1665 ROSEDALE ST WEST BLOOMFIELD MI 483241277, WEST BLOOMFIELD, MI 48324-1277 |
| Document Number | 87361 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 87361 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9038 LAHRING RD, GAINES, MI 48436-9769 |
| Document Number | 0000013327 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9038 LAHRING RD GAINES MI 484369769, GAINES, MI 48436-9769 |
| Document Number | 0000013327 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 13327 |
| Name | STATE BK/ARCADIA |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430-0725 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9038 Lahring Rd was $3,747 with a homeowner's exemption, up 5% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,200 (+11.6%) Land $12,100 Building $135,100 | $294,400 (+11.6%) Land $24,200 Building $270,200 | |
| 2025 | $3,747.00 (+5.05%) Homeowner's exemption | $131,900 | $263,800 |
| 2024 | $3,567.00 | ||
| 2023 | $118,300 | $236,600 | |
| 2019 | $2,406.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9038 Lahring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9038 Lahring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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