8435 Lahring Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8435 Lahring Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 2004
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Aug 2004)
Tax Bill	$3,875 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-14-100-021`

Property Details

APN / Parcel Number

Primary APN	`01-14-100-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	52,272 sqft (1.2 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8435 LAHRING RD
City	GAINES
State	MI
Zip	48436-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	A PARCEL OF LAND BEG S 89 DEG 00 MIN 50 SEC E 701.21 FT FROM NW COR OF SEC TH CONT S 89 DEG 00 MIN 50 SEC E 150 FT TH S 2 DEG
Legal Range	05E
Legal Township	05N
Legal Section	14
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1042
Census Tract	13001

Owner

8435 Lahring Rd is owned and occupied by two individuals who acquired it in December 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8435 LAHRING RD, GAINES, MI 48436-9676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Intrafamily Transfer, Transfer
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2004 · Amount on File
Deed Sale	Aug 17, 2004 · Amount on File
Deed Document Number	200487051
Last Transfer Date	Dec 12, 2023
Transfer Doc	0000062563
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Dec 13, 2023
Property Address	8435 LAHRING RD, GAINES, MI 48436-9603
Document Number	0000062563
Instrument Date	Dec 12, 2023
Instrument	202312130062563
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8435 LAHRING RD, GAINES, MI 48436-9603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8435 LAHRING RD, GAINES, MI 48436-9603

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8435 LAHRING RD, GAINES, MI 48436-9603
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8435 LAHRING RD, GAINES, MI 48436-9603

Mortgage

Document Number	0000045735
Date	Aug 17, 2023
Instrument	202308170045735

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8435 LAHRING RD, GAINES, MI 48436-9603
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8435 LAHRING RD, GAINES, MI 48436-9603

Mortgage

Document Number	202109220075831
Date	Sep 22, 2021
Instrument	202109220075831

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8435 LAHRING RD, GAINES, MI 48436-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049405
Date	Jul 17, 2019
Instrument	201907170049405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8435 LAHRING RD, GAINES, MI 48436-9603
Document Number	0000070040
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8435 LAHRING RD GAINES MI 484369603, GAINES, MI 48436-9603

Mortgage

Document Number	0000070040
Date	Nov 6, 2017
Instrument	70040

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 8435 Lahring Rd was $3,875 with a homeowner's exemption, up 3.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,700 (+12.08%) Land $15,400 Building $169,300	$369,400 (+12.08%) Land $30,800 Building $338,600
2025	$3,875.00 (+3.94%) Homeowner's exemption	$164,800	$329,600
2024	$3,728.00
2023		$139,900	$279,800
2019	$2,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8435 Lahring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8435 Lahring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Lahring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures