903 W 19th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 903 W 19th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,468 sqft · built 1985
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2020)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10873-010-000`

Property Details

APN / Parcel Number

Primary APN	`10873-010-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Driveway	Driveway
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 W 19TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	LYNN HAVEN 90A (20.1) W 100 LOTS 18, 19, 20 & BEG 200 W OF SE CR LOT 3 TH S 72.07 W 100 N 71.32 E 100 TO POB ORB 354 P 125 ORB 4273 P 1133
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Lot Number	3,18
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1026
Census Tract	1404

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2480 MERGANSER DR, GRAND JUNCTION, CO 81505-9749
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	202045336
Deed Book / Page	4273 / 1133
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 13, 2020
Property Address	903 W 19TH ST, LYNN HAVEN, FL 32444-4514
Document Number	0042731133
Book / Page	4273 / 1133
Instrument Date	Jul 13, 2020
Instrument	2020045336
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 ILLINOIS AVE, 1612, LYNN HAVEN, FL 32444-3852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 W 19TH ST, LYNN HAVEN, FL 32444-4514

Mortgage

Document Number	0042731135
Date	Jul 13, 2020
Instrument	4273/1135

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00 (+53.58%)	$141,035 (+14.31%) Land $64,200 Building $76,835	$141,035 (+6.32%) Land $64,200 Building $76,835
2024	$1,381.00 (+3.76%)
2023	$1,331.00 (+10.55%) Homeowner's exemption	$123,375 (+3%)	$132,655 (+7.04%) Land $60,000 Building $72,655
2022	$1,204.00 Homeowner's exemption	$119,782	$123,936 Land $58,000 Building $65,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	304 (1985–2021)
Claims Outside the SFHA	101 of 304
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 49 claims Hurricane Dennis, Jul 2005 · 41 claims Hurricane Opal, Oct 1995 · 164 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20