1005 W 19th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1005 W 19th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,361 sqft · built 2016
Lot Size	0.516 acres (22,476 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2019)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10876-000-000`

Property Details

APN / Parcel Number

Primary APN	`10876-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	1,823 sqft
1st Floor Area	1,361 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,476 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	656 sqft
Porch	Slab
Porch Area	164 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 W 19TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	LYNN HAVEN LOTS 18,19 & 20 BLK A-7 ORB 4181 P 1930
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	A
Legal Lot Number	18
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1026
Census Tract	1404

Owner

Source: Bay County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 W 19TH ST, LYNN HAVEN, FL 32444-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	201991975
Deed Book / Page	4181 / 1930
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	0035662245
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 21, 2019
Property Address	1005 W 19TH ST, LYNN HAVEN, FL 32444-4515
Document Number	0041811930
Book / Page	004181 / 001930
Instrument Date	Oct 18, 2019
Instrument	91975
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 W 19TH ST LYNN HAVEN FL 324444515, LYNN HAVEN, FL 32444-4515

Mortgage

Document Number	41811932
Date	Oct 21, 2019
Book Page	004181/001932
Instrument	91976

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (-0.04%) Homeowner's exemption	$217,851 (+5.99%)	$225,602 (+1.54%) Land $57,780 Building $167,822
2024	$2,652.00 (+2.99%)
2023	$2,575.00 (+10.14%) Homeowner's exemption	$205,545 (+3.16%)	$222,184 (+8.5%) Land $63,000 Building $159,184
2022	$2,338.00 Homeowner's exemption	$199,248	$204,775 Land $60,900 Building $143,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	304 (1985–2021)
Claims Outside the SFHA	101 of 304
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 49 claims Hurricane Dennis, Jul 2005 · 41 claims Hurricane Opal, Oct 1995 · 164 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20