903 Oak St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 903 Oak St, Chattanooga, TN 37403

Property Summary

Property TypeVacant Land
Lot Size0.157 acres (6,875 sqft)
OwnerOwner Name on File
Last Sale$71,000 (Apr 2006)
Tax Bill$568 (2025)
Flood ZoneZone X (minimal risk)
APN146H F 002

Property Details

APN / Parcel Number

Primary APN146H F 002

Exterior

Lot Area6,875 sqft (0.157 acres)
Lot Dimensions125 ft deep x 55 ft wide

Location & Zoning

Street Address903 OAK ST
CityCHATTANOOGA
StateTN
Zip37403-2411
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR3
Legal DescriptionLT 20 RICHMONDS ADDN PB1 PG34
Legal SubdivisionRICHMONDS ADDN
Legal Lot Number20
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2015
Census Tract12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fort Wood Historic District
listed 1979 · 106 contributing resources · NRIS 79002437

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 903 Oak St bought it in April 2006.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordOwner Name on File
Mailing Address1001 FRANKLIN RD, BRENTWOOD, TN 37027-6502

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2006 · Amount on File
Deed SaleApr 18, 2006 · Amount on File
Prior SaleDec 20, 2004 · Amount on File
Deed Document Number2006041800039
Deed Book / Page7908 / 602
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 903 Oak St was $568, up 1.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$568.00 (+1.61%)$37,500 (+5%)$150,000 (+5%) Land $150,000
2024$559.00$25,000 (-)$100,000 (-) Land $100,000
2023$559.00$25,000 (-)$100,000 (-) Land $100,000
2022$559.00$25,000$100,000 Land $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 903 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak St

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