Hamilton County property record for 901 Oak St, Chattanooga, TN 37403
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,838 sqft · built 2005 |
| Lot Size | 0.157 acres (6,875 sqft) |
| Owner | Trust Name on File |
| Last Sale | $475,000 (Jun 2017) |
| Tax Bill | $2,729 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146H F 001 |
| Primary APN | 146H F 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,838 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,875 sqft (0.157 acres) |
| Lot Dimensions | 125 ft deep x 55 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000074427 |
|---|---|
| Street Address | 901 OAK ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 21 RICHMONDS ADDN PB1 PG34 |
| Legal Subdivision | RICHMONDS ADDN |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 12400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Wood Historic District listed 1979 · 106 contributing resources · NRIS 79002437 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
901 Oak St is held in a trust since June 2017.
Source: Hamilton County records, as of July 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 411, CHATTANOOGA, TN 37401-0411 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BK NA |
| Jun 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA |
| Feb 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on File |
| Deed Sale | Jun 13, 2017 · Amount on File |
| Prior Sale | Jan 25, 2005 · Amount on File |
| Deed Document Number | 2017116 |
| Deed Book / Page | 11073 / 684 |
| Prior Transfer Date | Feb 9, 2017 |
| Prior Transfer Doc | 0000000024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 901 OAK ST, CHATTANOOGA, TN 37403-2411 |
| Document Number | 0304000315 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 901 OAK ST CHATTANOOGA TN 374032411, CHATTANOOGA, TN 37403-2411 |
| Document Number | 0304000315 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 011578/000819 |
| Instrument | 190304000315 |
| Name | FIRST TENNESSEE BK NA |
|---|---|
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 13, 2017 |
| Property Address | 901 OAK ST, CHATTANOOGA, TN 37403-2411 |
| Document Number | 0000000116 |
| Book / Page | 11073 / 684 |
| Map Reference | MB1 PG34 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2017061300116 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 901 OAK ST, CHATTANOOGA, TN 37403-2411 |
| Document Number | 0000000117 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 2017061300117 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 17, 2017 |
| Property Address | 901 OAK ST, CHATTANOOGA, TN 37403-2411 |
| Document Number | 0000000024 |
| Book / Page | 010978 / 000454 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 24 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 901 OAK ST CHATTANOOGA TN 374032411, CHATTANOOGA, TN 37403-2411 |
The 2025 property tax bill for 901 Oak St was $2,729, down 16.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,729.00 (-16.85%) | $180,075 (+22.75%) | $720,300 (+22.75%) Land $150,000 Building $570,300 |
| 2024 | $3,282.00 | $146,700 (-) | $586,800 (-) Land $100,000 Building $486,800 |
| 2023 | $3,282.00 | $146,700 (-) | $586,800 (-) Land $100,000 Building $486,800 |
| 2022 | $3,282.00 | $146,700 | $586,800 Land $100,000 Building $486,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 901 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 901 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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