903 Mountain Brook Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 903 Mountain Brook Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$246,300 (Sep 2021)
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070300304`

Property Details

APN / Parcel Number

Primary APN	`T070300304`
Alternative APN	`2-0048-A065-00-0770.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	1,044 sqft
Basement Area	860 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070300304
Street Address	903 MOUNTAIN BROOK CT
City	O FALLON
State	MO
Zip	63366-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #1 LOT 770
Legal Subdivision	BROOKSIDE VLG C #1
Legal Lot Number	770
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2021
Census Tract	312095

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 MOUNTAIN BROOK CT, O FALLON, MO 63366-5073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Intrafamily Transfer, Transfer
Sep 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	202175895
Prior Transfer Date	Sep 9, 2021
Prior Transfer Doc	2021R075894
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2021
Property Address	903 MOUNTAIN BROOK CT, O FALLON, MO 63366-5073
Document Number	2021R075894
Map Reference	MB 43 PG 412-145
Instrument Date	Sep 9, 2021
Instrument	2021R-075894
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MOUNTAIN BROOK CT, O FALLON, MO 63366-5073

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2021
Property Address	903 MOUNTAIN BROOK CT, O FALLON, MO 63366-5073
Document Number	2021R075895
Map Reference	MB 43 PG 142-145
Instrument Date	Aug 9, 2021
Instrument	2021R-075895
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MOUNTAIN BROOK CT, O FALLON, MO 63366-5073

Mortgage

Document Number	2021R075896
Date	Sep 10, 2021
Instrument	2021R-075896

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	903 MOUNTAIN BROOK CT, O FALLON, MO 63366-5073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073430729
Date	Jul 13, 2020
Book Page	7343/729
Instrument	20200713000484480

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,369 (-)	$338,782 (-) Land $70,000 Building $268,782
2025	$4,018.00 (+6.13%)	$64,369 (+9.36%)	$338,782 (+9.36%) Land $70,000 Building $268,782
2024	$3,786.00
2023		$58,859
2022			$309,783 Land $50,000 Building $259,783

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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