DuPage County property record for 861 Edgewater Dr, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,294 sqft · built 1959 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $350,000 (Jul 2020) |
| Tax Bill | $9,311 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-311-002 |
| Primary APN | 08-19-311-002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 1,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 861 EDGEWATER DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-7435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSER HIGHLANDS UNIT NO 10 |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Legal Unit | 10 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 846209 |
861 Edgewater Dr is owner-occupied and held in a trust since September 2022.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1019 SHIMER CT, NAPERVILLE, IL 60565-3454 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LISLE SAVINGS BANK |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LISLE SAVINGS BANK |
| Oct 11, 2022 | Intrafamily Transfer, Transfer |
| Jul 9, 2020 | Deed, Transfer · Conventional Mortgage LISLE SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on File |
| Deed Sale | Jul 9, 2020 · Amount on File |
| Deed Document Number | 202072486 |
| Last Transfer Date | Sep 15, 2022 |
| Transfer Doc | 0000092337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 861 EDGEWATER DR, NAPERVILLE, IL 60540-7435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000150915 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | R2021-150915 |
| Name | LISLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LISLE, IL 60532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 861 EDGEWATER DR, NAPERVILLE, IL 60540-7435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000043132 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | R2021-043132 |
| Name | LISLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LISLE, IL 60532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Oct 11, 2022 |
| Property Address | 861 EDGEWATER DR, NAPERVILLE, IL 60540-7435 |
| Document Number | 0000092337 |
| Map Reference | DOC 867585 |
| Instrument Date | Sep 15, 2022 |
| Instrument | R2022-092337 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 SHIMER CT, NAPERVILLE, IL 60565-3454 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 9, 2020 |
| Property Address | 861 EDGEWATER DR, NAPERVILLE, IL 60540-7435 |
| Document Number | 0000072486 |
| Map Reference | DOC 867585 |
| Instrument Date | Jul 1, 2020 |
| Instrument | R2020-072486 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE LAND TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1019 SHIMER CT, NAPERVILLE, IL 60565-3454 |
| Document Number | 0000072487 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | R2020-072487 |
| Name | LISLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LISLE, IL 60532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 861 Edgewater Dr was $9,311 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,311.00 | $167,554 Land $109,070 Building $58,484 | $502,662 Land $327,210 Building $175,452 |
| 2022 | $8,439.00 Homeowner's exemption | $136,400 Land $88,790 Building $47,610 | $409,200 Land $266,370 Building $142,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 861 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 16 (1983–2016) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | May 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 861 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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