Erie County and Buffalo City property record for 903 E Lovejoy St, Buffalo, NY 14206
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,545 sqft · built 1910 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Dec 2021) |
| Tax Bill | $485 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 112.48-2-1.12 |
| Primary APN | 140200 112.48-2-1.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,545 sqft Total Area |
| 1st Floor Area | 1,370 sqft |
| 2nd Floor Area | 1,100 sqft |
| Upper Floors Area | 75 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| Garage Type | Mixed |
| Garage Area | 837 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09542328 |
|---|---|
| Street Address | 903 E LOVEJOY ST |
| City | BUFFALO |
| State | NY |
| Zip | 14206-1043 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-3R |
| Legal Description | 155 W BAILEY |
| Legal Subdivision | BAILEY ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1.120 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 2300 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 E LOVEJOY ST, BUFFALO, NY 14206-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Deed Document Number | 2021248004 |
| Deed Book / Page | 11392 / 5860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 13, 2021 |
| Property Address | 903 E LOVEJOY ST, BUFFALO, NY 14206-1043 |
| Document Number | 0113925860 |
| Book / Page | 11392 / 5860 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021248004 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | NOT AVAILABLE, MORTGAGE TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 E LOVEJOY ST, 903, BUFFALO, NY 14206-1043 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 903 E LOVEJOY ST, BUFFALO, NY 14206-1043 |
| Document Number | 0140302940 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 14030/2940 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485.00 (-60.44%) | ||
| 2025 | $1,226.00 (+18.91%) | $147,000 (+206.25%) Land $14,000 Building $133,000 | $147,000 (+88.34%) Land $14,000 Building $133,000 |
| 2024 | $1,031.00 (+731.45%) | $48,000 (-) Land $4,000 Building $44,000 | $78,049 (+13.82%) Land $6,504 Building $71,545 |
| 2023 | $124.00 | $48,000 Land $4,000 Building $44,000 | $68,571 Land $5,714 Building $62,857 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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