Bay County property record for 903 E 15th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,054 sqft · built 1970 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,300 (Oct 2016) |
| Tax Bill | $2,237 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10577-020-000 |
| Primary APN | 10577-020-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 1,177 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Porch | Patio |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 903 E 15TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LYNN HAVEN (2.01) W1/2 LOTS 1 & 2 BLK 300 ORB 3837 P 663 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 300 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 4 |
| Census Block | 4059 |
| Census Tract | 1402 |
Source: Bay County records · APN 10577-020-000
Assessment roll updated January 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 E 15TH ST, LYNN HAVEN, FL 32444-3907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2016 · Amount on Record |
| Deed Sale | Oct 05, 2016 · Amount on Record |
| Prior Sale | Nov 04, 2015 · Amount on Record |
| Deed Document Number | 201654907 |
| Deed Book / Page | 3837 / 663 |
| Prior Transfer Date | Dec 12, 2010 |
| Prior Transfer Doc | 0032900751 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,237.00 (-0.58%) Homeowner's exemption | $190,338 (+5.99%) | $231,893 (+8.66%) Land $44,625 Building $187,268 |
| 2024 | $2,250.00 (+3.12%) | ||
| 2023 | $2,182.00 (+10.09%) Homeowner's exemption | $179,586 (+3%) | $213,417 (+13.84%) Land $41,756 Building $171,661 |
| 2022 | $1,982.00 Homeowner's exemption | $174,355 | $187,468 Land $30,600 Building $156,868 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 34 (1998–2026) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
May also be available: Verizon.
Based on FCC filings for 391 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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