Bay County property record for 402 E 15th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1972 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $57,200 (Nov 2004) |
| Tax Bill | $1,991 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10262-000-000 |
| Primary APN | 10262-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Heated Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 402 E 15TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYNN HAVEN LOTS 11 & 12 BLK 247 ORB 1526 P 326 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 247 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 1402 |
Source: Bay County records · APN 10262-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6927 ROSS DR, PANAMA CITY, FL 32404-4903 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2004 · Amount on Record |
| Deed Sale | Nov 02, 2004 · Amount on Record |
| Deed Document Number | 2004-084076 |
| Deed Book / Page | 2521 / 1977 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,991.00 (+2.73%) | $132,384 (+8.02%) Land $52,500 Building $79,884 | $132,384 (+8.02%) Land $52,500 Building $79,884 |
| 2023 | $1,938.00 (+14.61%) | $122,551 (+7.88%) Land $53,600 Building $68,951 | $122,551 (+7.88%) Land $53,600 Building $68,951 |
| 2022 | $1,691.00 | $113,597 Land $51,000 Building $62,597 | $113,597 Land $51,000 Building $62,597 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 34 (1998–2026) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 302 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1030435, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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