903 Derby Dr, Plano, IL 60545 Property Records

Kendall County property record for 903 Derby Dr, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2,900 sqft · built 2020
Lot Size	0.314 acres (13,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2020)
Tax Bill	$9,571 (2024)
Deeds & Mortgages	Apr 2020 Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-150-004`

Property Details

APN / Parcel Number

Primary APN	`01-23-150-004`

Interior

Stories	2 Stories
Building Area	2,900 sqft Living Area
Gross Area	4,540 sqft
1st Floor Area	2,900 sqft
Basement Area	1,240 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,658 sqft (0.314 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 DERBY DR
City	PLANO
State	IL
Zip	60545-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 CHURCHILL FARMS UNIT 2 CITY OF PLANO
Legal Subdivision	CHURCHILL FARMS
Legal Lot Number	12
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3022
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage HOVNANIAN ENTERPRISES INC
May 11, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage COMPASS MORTGAGE INC
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON TR
Aug 6, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 3, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20207638
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	0000016532
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	903 DERBY DR, PLANO, IL 60545-2108
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005351
Date	Apr 7, 2020
Instrument	202000005351

Lender

Name	HOVNANIAN ENTERPRISES INC
Type	Non-Lending Institution
Address	MATAWAN, NJ 07747

Agreement

Type	Commercial Mortgage

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 11, 2020
Property Address	903 DERBY DR, PLANO, IL 60545-2108
Document Number	0000007638
Map Reference	DOC 200500010518
Instrument Date	Apr 30, 2020
Instrument	202000007638
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	903 DERBY DR, PLANO, IL 60545-2108

Mortgage

Document Number	0000007639
Date	May 11, 2020
Instrument	202000007639

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	903 DERBY DR, PLANO, IL 60545-2108
Document Number	0000006928
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000006928
Date	Jun 3, 2019
Instrument	6928

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 6, 2018
Property Address	903 DERBY DR, PLANO, IL 60545-2108
Instrument Date	Jul 31, 2018
Instrument	11091
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD ABERDEEN NJ 077472623, ABERDEEN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011091
Date	Aug 6, 2018
Instrument	11091

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST, MINNEAPOLIS, MN 55402-1540

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 3, 2018
Property Address	903 DERBY DR, PLANO, IL 60545-2108
Document Number	0000009296
Instrument Date	Jun 27, 2018
Instrument	9296
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$406.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1804 N NAPERT BLVD #200 NAPERVILLE IL 60563, 200, NAPERVILLE, IL 60563
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,571.00		$326,424 (+9.6%) Land $50,046 Building $276,378
2022		$99,278 Land $15,221 Building $84,057	$297,834 Land $45,663 Building $252,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: NewarkNet, Verizon.

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