629 Derby Dr, Plano, IL 60545 Property Records

Kendall County property record for 629 Derby Dr, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2,880 sqft · built 2019
Lot Size	0.429 acres (18,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Mar 2020)
Tax Bill	$9,949 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-150-005`

Property Details

APN / Parcel Number

Primary APN	`01-23-150-005`

Interior

Stories	1 Story
Building Area	2,880 sqft Living Area
Gross Area	4,720 sqft
1st Floor Area	2,880 sqft
Basement Area	1,240 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,691 sqft (0.429 acres)
Lot Dimensions	206 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 DERBY DR
City	PLANO
State	IL
Zip	60545-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 CHURCHILL FARMS UNIT 2 CITY OF PLANO
Legal Subdivision	CHURCHILL FARMS
Legal Lot Number	13
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3022
Census Tract	890501

Owner

Source: Kendall County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 DERBY DR, PLANO, IL 60545-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Apr 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 9, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON TR
Aug 6, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 3, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20203583
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	0000016532
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Aug 27, 2026
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Document Number	0000012607
Instrument Date	Aug 17, 2026
Instrument	202612607
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 DERBY DR, PLANO, IL 60545-2111

Mortgage

Document Number	0000012607,
Date	Aug 27, 2026
Instrument	202612607

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	9.79%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004231
Date	Apr 19, 2024
Instrument	202400004231

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2054

Interest

Rate	10.3%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026719
Date	Oct 13, 2021
Instrument	202100026719

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.19%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007179
Date	Mar 22, 2021
Instrument	202100007179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2050

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 9, 2020
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Document Number	0000003583
Map Reference	DOC 200500010518
Instrument Date	Jan 30, 2020
Instrument	202000003583
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021
Title Company	GREATER ILLINOIS TTL C0MPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1804 N NAPER BLVD STE 200, 1804, NAPERVILLE, IL 60563-8833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	629 DERBY DR, PLANO, IL 60545-2111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003584
Date	Mar 9, 2020
Instrument	202000003584

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Document Number	0000006928
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000006928
Date	Jun 3, 2019
Instrument	6928

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 6, 2018
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Instrument Date	Jul 31, 2018
Instrument	11091
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD ABERDEEN NJ 077472623, ABERDEEN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011091
Date	Aug 6, 2018
Instrument	11091

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST, MINNEAPOLIS, MN 55402-1540

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 3, 2018
Property Address	629 DERBY DR, PLANO, IL 60545-2111
Document Number	0000009296
Instrument Date	Jun 27, 2018
Instrument	9296
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$406.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1804 N NAPERT BLVD #200 NAPERVILLE IL 60563, 200, NAPERVILLE, IL 60563
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,733 (+34.69%) Land $20,500 Building $118,233	$416,199 (+34.69%) Land $61,500 Building $354,699
2024	$9,949.00
2022		$102,999 Land $15,221 Building $87,778	$308,997 Land $45,663 Building $263,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: NewarkNet, Verizon.

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