903 Chapman Dr, River Falls, WI 54022 Property Records

St. Croix County property record for 903 Chapman Dr, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2019)
Tax Bill	$3,189 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022-1053-90-100`

Property Details

APN / Parcel Number

Primary APN	`022-1053-90-100`
Alternative APN	`19.28.18.295B`

Exterior

Lot Area	60,548 sqft (1.39 acres)

Location & Zoning

Street Address	903 CHAPMAN DR
City	RIVER FALLS
State	WI
Zip	54022-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 19 T28N R18W PT OF SW NW COM INTERSECTION CENTERLINE CHAPMAN DRIVE & W LN OF SEC 19; TH S 300 FT; TH E 210 FT; TH N 275
Legal Range	18W
Legal Township	28N
Legal Section	19
Jurisdiction	ST CROIX WI
Township / Civil Division	KINNICKINNIC
Census Block Group	1
Census Block	1019
Census Tract	120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit RIVER FALLS STATE BANK
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit RIVER FALLS STATE BANK
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER FALLS STATE BANK
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage RIVER STATE BANK
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit WESTCONSIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	20191090920
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Jul 31, 2026
Property Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727
Document Number	0001210884
Instrument Date	Jul 27, 2026
Instrument	20261210884
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727

Mortgage

Document Number	0001210884,
Date	Jul 31, 2026
Instrument	20261210884

Lender

Name	RIVER FALLS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001163174
Date	Jan 17, 2023
Instrument	1163174

Lender

Name	RIVER FALLS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001122681
Date	Feb 5, 2021
Instrument	1122681

Lender

Name	RIVER FALLS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 22, 2019
Property Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727
Document Number	0001090920
Instrument Date	Oct 16, 2019
Instrument	1090920
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727

Mortgage

Document Number	0001090921
Date	Oct 22, 2019
Instrument	1090921

Lender

Name	RIVER STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	903 CHAPMAN DR, RIVER FALLS, WI 54022-5727
Document Number	0001052774
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	903 CHAPMAN DR RIVER FALLS WI 540225727, RIVER FALLS, WI 54022-5727

Mortgage

Document Number	0001052774
Date	Aug 21, 2017
Instrument	1052774

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Kinnickinnic Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,189.00 Homeowner's exemption
2025	$3,189.00 (+10.54%) Homeowner's exemption	$231,300 (-) Land $30,000 Building $201,300	$231,300 (-) Land $30,000 Building $201,300
2023	$2,885.00 Homeowner's exemption	$231,300 Land $30,000 Building $201,300	$231,300 Land $30,000 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Swiftcurrent Connect Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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