St. Croix County property record for 897 Chapman Dr, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,013 (2026) |
| Deeds & Mortgages | Mar 2021 Construction Loan May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-1092-50-000 |
| Primary APN | 040-1092-50-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 82,764 sqft (1.9 acres) |
|---|
| Street Address | 897 CHAPMAN DR |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-8231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 24 T28N R19W PT SE NE 1.9 AC BEGIN E LN SEC 24 1907.1 FT S OF NE COR W ALG CEN LN TN RD EXT 160 FT, S 523.3 FT, E 160 FT |
| Legal Range | 19W |
| Legal Township | 28N |
| Legal Section | 24 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 120901 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 897 CHAPMAN DR, RIVER FALLS, WI 54022-8231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| May 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 897 CHAPMAN DR, RIVER FALLS, WI 54022-8231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001126625 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 1126625 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 10, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 897 CHAPMAN DR, RIVER FALLS, WI 54022-8231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001082343 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 1082343 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 24, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Troy Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,013.00 Homeowner's exemption | ||
| 2025 | $4,013.00 (+12.28%) Homeowner's exemption | $377,100 (-) Land $77,600 Building $299,500 | $377,100 (-) Land $77,600 Building $299,500 |
| 2023 | $3,574.00 Homeowner's exemption | $377,100 Land $77,600 Building $299,500 | $377,100 Land $77,600 Building $299,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING HILLS MHP LLC private · serves 90 people · EPA ID WI6560143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | RIVER FALLS WATERWORKS |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Baldwin Telecom, Swiftcurrent Connect.
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