903 Catherine St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 903 Catherine St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 732 sqft · built 1949
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Nov 2025)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Jun 2012 Line of Credit Jun 2017 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-479-008`

Property Details

APN / Parcel Number

Primary APN	`8914-11-479-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft
Basement Area	366 sqft
Finished Basement	175 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	50 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	903 CATHERINE ST
City	CEDAR FALLS
State	IA
Zip	50613-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PARK LOT 1 BLK 4
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	LINCOLN PARK
Legal Block	4
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5024
Census Tract	2200

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2012	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Dec 16, 2013	Deed of Trust, Mortgage VERIDIAN CU
Nov 14, 2006	Deed of Trust, Mortgage VERIDIAN CU
Feb 28, 2014	Deed of Trust, Mortgage VERIDIAN CU
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 19, 2017	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU
Dec 16, 2013	Warranty Deed, Transfer · ARM VERIDIAN CU
Jun 15, 2012	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU
Mar 21, 2007	Warranty Deed, Transfer · Conventional Mortgage FIRST MAGNUS FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Record Updated	Sep 20, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012023506
Date	Jun 15, 2012
Instrument	2012023506

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	IOWA CITY, IA 52244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Apr 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022268
Date	Jun 19, 2017
Instrument	2017-00022268

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 5, 2027

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014012173
Date	Dec 16, 2013
Instrument	2014012173

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	0 Months
Due	Dec 25, 2013

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007011178
Date	Nov 14, 2006
Instrument	2007011178

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2016

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014015846
Date	Feb 28, 2014
Instrument	2014015846

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 10, 2024

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022268
Date	Jun 19, 2017
Instrument	2017-00022268

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 5, 2027

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 13, 2025
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Document Number	0202516642
Instrument Date	Nov 10, 2025
Instrument	2025-16642
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456

Mortgage

Document Number	0202516643
Date	Nov 13, 2025
Instrument	2025-16643

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 19, 2017
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Document Number	201700022266
Instrument Date	Jun 4, 2017
Instrument	2017-00022266
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456

Mortgage

Document Number	201700022267
Date	Jun 19, 2017
Instrument	2017-00022267

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 5, 2024
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 16, 2013
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Document Number	2014012184
Instrument Date	Dec 13, 2013
Instrument	2014012184
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456

Mortgage

Document Number	2014012185
Date	Dec 16, 2013
Instrument	2014012185

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

June 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 15, 2012
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Document Number	2012023504
Instrument Date	Mar 23, 2012
Instrument	2012023504
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456

Mortgage

Document Number	2012023505
Date	Jun 15, 2012
Instrument	2012023505

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	IOWA CITY, IA 52246

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 21, 2007
Property Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456
Document Number	2007019599
Instrument Date	Mar 15, 2007
Instrument	2007019599
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 CATHERINE ST, CEDAR FALLS, IA 50613-2456

Mortgage

Document Number	2007019600
Date	Mar 21, 2007
Instrument	2007019600

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

Mortgage

Document Number	2007019601
Date	Mar 21, 2007
Instrument	2007019601

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,834.00 Homeowner's exemption	$142,210 (+14.48%) Land $35,440 Building $106,770	$142,210 (+14.48%) Land $35,440 Building $106,770
2024	$1,834.00 (+7.25%)
2023		$124,220 (+22.43%) Land $22,780 Building $101,440	$124,220 (+22.43%) Land $22,780 Building $101,440
2022	$1,710.00 Homeowner's exemption	$101,460 Land $22,780 Building $78,680
2021			$101,460 Land $22,780 Building $78,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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