1016 Catherine St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1016 Catherine St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1955
Lot Size	0.179 acres (7,788 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2026)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-483-014`

Property Details

APN / Parcel Number

Primary APN	`8914-11-483-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,202 sqft
Basement Area	1,202 sqft
Finished Basement	900 sqft
Unfinished Basement	1,202 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,788 sqft (0.179 acres)
Lot Dimensions	59 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Deck Area	96 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1016 CATHERINE ST
City	CEDAR FALLS
State	IA
Zip	50613-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PARK LOT 8 BLK 6
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	LINCOLN PARK
Legal Block	6
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5032
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Feb 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jul 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	20269523
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 26, 2026
Property Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425
Document Number	0000009523
Instrument Date	Jun 19, 2026
Instrument	20269523
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,591.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425

Mortgage

Document Number	0000009524,
Date	Jun 26, 2026
Instrument	20269524

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000009525,
Date	Jun 26, 2026
Instrument	20269525

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 1, 2041

Interest

Rate	6.36%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400005502
Date	Oct 24, 2023
Instrument	202400005502

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2038

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700013912
Date	Feb 2, 2017
Instrument	2017-00013912

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 30, 2047

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 5, 2020
Property Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425
Document Number	202100009795
Instrument Date	Oct 9, 2020
Instrument	202100009795
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425

Mortgage

Document Number	202100009796
Date	Nov 5, 2020
Instrument	202100009796

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 5, 2025
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Mortgage

Document Number	202100009797
Date	Nov 5, 2020
Instrument	202100009797

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Nov 5, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 24, 2017
Property Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425
Document Number	201800001353
Instrument Date	Jul 17, 2017
Instrument	2018-00001353
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Tax	$315.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 CATHERINE ST, CEDAR FALLS, IA 50613-2425

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,246.00 (+2.17%)	$282,870 (+9.52%) Land $42,970 Building $239,900	$282,870 (+9.52%) Land $42,970 Building $239,900
2024	$4,156.00 (+9.14%)
2023		$258,270 (+25.22%) Land $27,620 Building $230,650	$258,270 (+25.22%) Land $27,620 Building $230,650
2022	$3,808.00	$206,250 Land $27,620 Building $178,630
2021			$206,250 Land $27,620 Building $178,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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