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903 Carlsbad Ct, Elgin, IL 60123 Property Records

Kane County property record for 903 Carlsbad Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,524 sqft · built 1996
Owner2 Individual Names on File
Last Sale$185,000 (Apr 2020)
Tax Bill$5,349 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-176-020

Property Details

APN / Parcel Number

Primary APN06-28-176-020

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,524 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address903 CARLSBAD CT
CityELGIN
StateIL
Zip60123-6574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIERRA RIDGE CONDO UNIT 511F
Legal SubdivisionSIERRA RIDGE CONDO
Legal Block3
Legal Unit511F
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3007
Census Tract851908

Owner

903 Carlsbad Ct is owned and occupied by two individuals who bought it in April 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address903 CARLSBAD CT, ELGIN, IL 60123-6574
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2020 · Amount on File
Deed SaleApr 20, 2020 · Amount on File
Prior SaleJul 9, 2015 · Amount on File
Deed Document Number202019540
Prior Transfer DateJul 2, 2015
Prior Transfer Doc0000066891
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 20, 2020
Property Address903 CARLSBAD CT, ELGIN, IL 60123-6574
Document Number0000019540
Map ReferenceDOC 96K034525
Instrument DateMar 19, 2020
Instrument2020K019540
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address903 CARLSBAD CT, 903, ELGIN, IL 60123-6574

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address903 CARLSBAD CT, ELGIN, IL 60123-6574

Mortgage

Document Number0000019541
DateApr 20, 2020
Instrument2020K019541
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 903 Carlsbad Ct was $5,349 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,349.00 Homeowner's exemption$78,126 (+8.57%) Land $17,968 Building $60,158$234,472 (+8.57%) Land $53,926 Building $180,546
2024$71,959 Land $16,550 Building $55,409$215,963 Land $49,670 Building $166,294
2022$4,619.00 (+4.76%) Homeowner's exemption$59,278 (+6.96%) Land $13,634 Building $45,644$177,834 (+6.96%) Land $40,902 Building $136,932
2021$4,409.00 Homeowner's exemption$55,421 Land $12,747 Building $42,674$166,263 Land $38,241 Building $128,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 Carlsbad Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 903 Carlsbad Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Starlink
Satellite		280 / 30
Fox Valley Internet
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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