Kane County property record for 889 Carlsbad Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,524 sqft · built 1996 |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Aug 1999) |
| Tax Bill | $5,331 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-176-048 |
| Primary APN | 06-28-176-048 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 889 CARLSBAD CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIERRA RIDGE CONDOMINIUM UNIT 534F |
| Legal Subdivision | SIERRA RIDGE CONDO |
| Legal Block | 3 |
| Legal Unit | 534F |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 851908 |
889 Carlsbad Ct is owned and occupied by two individuals who acquired it in October 2003.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 889 CARLSBAD CT, ELGIN, IL 60123-6574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 1999 · Amount on File |
| Deed Sale | Aug 2, 1999 · Amount on File |
| Prior Sale | Oct 30, 1996 · Amount on File |
| Deed Document Number | 199975419 |
| Last Transfer Date | Oct 16, 2003 |
| Transfer Doc | 0000188357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 889 CARLSBAD CT, ELGIN, IL 60123-6574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000030557 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021K030557 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 889 Carlsbad Ct was $5,331 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,331.00 Homeowner's exemption | $77,879 (+8.57%) Land $17,968 Building $59,911 | $233,730 (+8.57%) Land $53,926 Building $179,805 |
| 2024 | $71,732 Land $16,550 Building $55,182 | $215,282 Land $49,670 Building $165,612 | |
| 2022 | $4,603.00 (+4.78%) Homeowner's exemption | $59,091 (+6.96%) Land $13,634 Building $45,457 | $177,273 (+6.96%) Land $40,902 Building $136,371 |
| 2021 | $4,393.00 Homeowner's exemption | $55,246 Land $12,747 Building $42,499 | $165,738 Land $38,241 Building $127,497 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 889 Carlsbad Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 889 Carlsbad Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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