903 Arapaho Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 903 Arapaho Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,397 sqft · built 1997
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (May 2011)
Tax Bill	$5,598 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-48-090`

Property Details

APN / Parcel Number

Primary APN	`783-48-090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,397 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	749 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	903 ARAPAHO DR
City	GILROY
State	CA
Zip	95020-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8850 BOOK 680 PAGE 13 PAGE 14 LOT 10
Legal Subdivision	TRACT NO 8850
Legal Tract	8850
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512515

Owner

903 Arapaho Dr is owned and occupied by an individual who acquired it in June 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	903 ARAPAHO DR, GILROY, CA 95020-8112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2011 · Amount on File
Deed Sale	May 19, 2011 · Amount on File
Prior Sale	Jan 19, 2007 · Amount on File
Deed Document Number	201183915
Last Transfer Date	Jun 5, 2020
Transfer Doc	0024504610
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 12, 2020
Property Address	903 ARAPAHO DR, GILROY, CA 95020-8112
Document Number	0024504610
Map Reference	MB 680 PG 13&14
Instrument Date	Jun 5, 2020
Instrument	24504610
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 ARAPAHO DR, GILROY, CA 95020-8112

Mortgage

Document Number	0024504611
Date	Jun 12, 2020
Instrument	24504611

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 3, 2019
Property Address	903 ARAPAHO DR, GILROY, CA 95020-8112
Document Number	0024270572
Instrument Date	Aug 21, 2019
Instrument	24270572
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	903 ARAPAHO DR GILROY CA 950208112, GILROY, CA 95020-8112

Mortgage

Document Number	24270573
Date	Sep 3, 2019
Instrument	24270573

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 903 Arapaho Dr was $5,598 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,900 (+2%) Land $185,559 Building $278,341
2025	$5,598.00 Homeowner's exemption	$454,805 Land $181,921 Building $272,884
2023	$5,474.00 (+1.71%) Homeowner's exemption	$437,146 Land $174,857 Building $262,289
2022	$5,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 903 Arapaho Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Arapaho Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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