Santa Clara County property record for 963 Arapaho Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,397 sqft · built 1997 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Jul 2016) |
| Tax Bill | $8,368 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-48-048 |
| Primary APN | 783-48-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,397 sqft Living Area |
| 1st Floor Area | 648 sqft |
| 2nd Floor Area | 749 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 963 ARAPAHO DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8563 BOOK 655 PAGE 39 PAGE 43 LOT 110 |
| Legal Subdivision | TRACT NO 8563 |
| Legal Tract | 8563 |
| Legal Lot Number | 110 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512515 |
963 Arapaho Dr is owned and occupied by two individuals who bought it in July 2016.
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 963 ARAPAHO DR, GILROY, CA 95020-8112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2016 · Amount on File |
| Deed Sale | Jul 14, 2016 · Amount on File |
| Prior Sale | Nov 30, 1999 · Amount on File |
| Deed Document Number | 201623365500 |
| Prior Transfer Date | Nov 23, 2006 |
| Prior Transfer Doc | 0019230534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 963 ARAPAHO DR, GILROY, CA 95020-8112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 963 ARAPAHO DR, GILROY, CA 95020-8112 |
| Document Number | 0024708547 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 24708547 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 20, 2045 |
The 2025 property tax bill for 963 Arapaho Dr was $8,368 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $702,522 (+2%) Land $450,919 Building $251,603 | |
| 2025 | $8,368.00 Homeowner's exemption | $688,748 Land $442,078 Building $246,670 |
| 2023 | $8,188.00 (+1.65%) Homeowner's exemption | $662,005 Land $424,912 Building $237,093 |
| 2022 | $8,055.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 963 Arapaho Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 Arapaho Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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