9028 Wagon Trl, Lincolnton, NC 28092 Property Records

Gaston County property record for 9028 Wagon Trl, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,822 sqft · built 2022
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,404 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`306254`

Property Details

APN / Parcel Number

Primary APN	`306254`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,822 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	94,090 sqft (2.16 acres)

Location & Zoning

Street Address	9028 WAGON TRL
City	LINCOLNTON
State	NC
Zip	28092-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAGON TRAIL ESTATES L 7-9 12 036 024 02 000
Legal Subdivision	WAGON TRAIL ESTATES
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1000
Census Tract	30401

Owner

Source: Gaston County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9028 WAGON TRL, LINCOLNTON, NC 28092-6205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Nov 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 22, 2021	Intrafamily Transfer, Transfer
Jul 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Dec 12, 2025
Property Address	9028 WAGON TRL, LINCOLNTON, NC 28092-6205
Document Number	0056052258
Book / Page	5605 / 2258
Map Reference	MB 68 PG 18
Instrument Date	Dec 9, 2025
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9028 WAGON TRL, LINCOLNTON, NC 28092-6205

Mortgage

Document Number	0056052262
Date	Dec 12, 2025
Instrument	5605/2262

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2036
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	11.8%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Nov 21, 2022
Property Address	9024 WAGON TRL, LINCOLNTON, NC 28092-6205
Document Number	0053782225
Book / Page	5378 / 2225
Map Reference	MB 68 PG 18
Instrument Date	Nov 17, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9028 WAGON TRL, LINCOLNTON, NC 28092-6205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9028 WAGON TRL, LINCOLNTON, NC 28092-6205

Mortgage

Document Number	0053782228
Date	Nov 21, 2022
Instrument	5378/2228

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Nov 22, 2021
Property Address	9024 WAGON TRL, LINCOLNTON, NC 28092-6205
Document Number	0052880726
Book / Page	5288 / 726
Map Reference	MB 68 PG 18
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 ALYSIA CT # 101, 101, ROCK HILL, SC 29732-8450

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 19, 2021
Property Address	9024 WAGON TRL, LINCOLNTON, NC 28092-6205
Document Number	0052471837
Book / Page	5247 / 1837
Map Reference	MB 63 PG 18
Instrument Date	Jul 15, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9024 WAGON TRL, LINCOLNTON, NC 28092-6205

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,404.00 (-0.32%)	$455,400 (-) Land $30,850 Building $424,550
2025	$3,415.00 (+3.3%)	$455,400 (+1.07%) Land $30,850 Building $424,550
2023	$3,306.00	$450,590 Land $30,850 Building $419,740

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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