9016 Wagon Trl, Lincolnton, NC 28092 Property Records

Gaston County property record for 9016 Wagon Trl, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,350 sqft · built 2022
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,500 (Feb 2021)
Tax Bill	$4,157 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205839`

Property Details

APN / Parcel Number

Primary APN	`205839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	2,350 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Lot Area	30,056 sqft (0.69 acres)

Location & Zoning

Street Address	9016 WAGON TRL
City	LINCOLNTON
State	NC
Zip	28092-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WAGON TRAIL ESTATES L 5 12 036 024 00 000
Legal Subdivision	WAGON TRAIL ESTATES
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1000
Census Tract	30401

Owner

Source: Gaston County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9016 WAGON TRL, LINCOLNTON, NC 28092-6205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Aug 18, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Feb 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Deed Book / Page	5201 / 446
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	9016 WAGON TRL, LINCOLNTON, NC 28092-6205
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9016 WAGON TRL, LINCOLNTON, NC 28092-6205

Mortgage

Document Number	0054390415
Date	Oct 10, 2023
Book Page	5439/415

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	9016 WAGON TRL, LINCOLNTON, NC 28092-6205
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 ROBINWOOD RD A, A, GASTONIA, NC 28054-6673

Mortgage

Document Number	0053581275
Date	Aug 18, 2022
Book Page	5358/1275

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 22, 2021
Property Address	9016 WAGON TRL, LINCOLNTON, NC 28092-6205
Document Number	0052010446
Book / Page	5201 / 446
Map Reference	MB 68 PG 18
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$57.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 POINT CROSSING CT, BELMONT, NC 28012-8512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 RIDGE AVE, GASTONIA, NC 28054-3008

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,157.00 (-0.1%)	$573,680 (-) Land $19,000 Building $554,680
2025	$4,161.00 (+269.54%)	$573,680 (+276.88%) Land $19,000 Building $554,680
2023	$1,126.00	$152,220 Land $19,000 Building $133,220
2021			$18,000 Land $18,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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