9028 Carthage Ct, Waldorf, MD 20603 Property Records

Charles County property record for 9028 Carthage Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,152 sqft · built 2010
Lot Size	0.195 acres (8,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Feb 2026)
Tax Bill	$772 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-327427`

Property Details

APN / Parcel Number

Primary APN	`06-327427`
Alternative APN	`327427`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,152 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,320 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,510 sqft (0.195 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	327427
Street Address	9028 CARTHAGE CT
City	WALDORF
State	MD
Zip	20603-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 3 SEC 3 BLK N BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	B
Legal Lot Number	3
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2004
Census Tract	850713

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9028 CARTHAGE CT, WALDORF, MD 20603-4042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Mar 27, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Book / Page	13973 / 292
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 27, 2026
Property Address	9028 CARTHAGE CT, WALDORF, MD 20603-4042
Document Number	0139730292
Book / Page	13973 / 292
Map Reference	MB 56 PL 367-372
Instrument Date	Aug 5, 2025
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9028 CARTHAGE CT, WALDORF, MD 20603-4042

Mortgage

Document Number	0013973303
Date	Feb 27, 2026
Instrument	13973/303

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2055

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 27, 2017
Property Address	9028 CARTHAGE CT, WALDORF, MD 20603-4042
Document Number	0097740325
Book / Page	009774 / 000325
Instrument Date	Feb 15, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$389.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9028 CARTHAGE CT WALDORF MD 206034042, WALDORF, MD 20603-4042
Investor	Possibly a Property Investor

Mortgage

Document Number	97740334
Date	Mar 27, 2017
Book Page	009774/000334

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,500 (+3.52%)	$546,300 (+10.56%) Land $185,100 Building $361,200
2025	$772.00 (+404.58%) Homeowner's exemption	$494,100 (+19.13%) Land $150,100 Building $344,000	$494,100 (-) Land $150,100 Building $344,000
2023	$153.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$414,767	$494,100 Land $150,100 Building $344,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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