9020 Carthage Ct, Waldorf, MD 20603 Property Records

Charles County property record for 9020 Carthage Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,262 sqft · built 2010
Lot Size	0.19 acres (8,280 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Jan 2020)
Tax Bill	$13,868 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-327443`

Property Details

APN / Parcel Number

Primary APN	`06-327443`
Alternative APN	`327443`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,262 sqft Living Area
Gross Area	3,702 sqft
1st Floor Area	1,040 sqft
Basement Area	1,274 sqft
Finished Basement	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,280 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	327443
Street Address	9020 CARTHAGE CT
City	WALDORF
State	MD
Zip	20603-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 5 SEC 3 BLK N BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	N
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2004
Census Tract	850713

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9020 CARTHAGE CT, WALDORF, MD 20603-4042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 11, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP
Jan 9, 2020	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Jun 6, 2019	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Prior Sale	Oct 18, 2010 · Amount on Record
Deed Book / Page	10947 / 30
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	0102090323
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9020 CARTHAGE CT, WALDORF, MD 20603-4042
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122460382
Date	Dec 1, 2021
Book Page	12246/382

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9020 CARTHAGE CT, WALDORF, MD 20603-4042
Document Number	0112370239
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9020 CARTHAGE CT WALDORF MD 206034042, WALDORF, MD 20603-4042

Mortgage

Document Number	0112370239
Date	Jul 23, 2020
Book Page	011237/000239

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 9, 2020
Property Address	9020 CARTHAGE CT, WALDORF, MD 20603-4042
Document Number	0109470030
Book / Page	10947 / 030
Map Reference	MB 56 PL 367-372
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9020 CARTHAGE CT, WALDORF, MD 20603-4042

Mortgage

Document Number	0010947035
Date	Jan 9, 2020
Instrument	10947/035

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	9020 CARTHAGE CT, WALDORF, MD 20603-4042
Document Number	0106920224
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9020 CARTHAGE CT WALDORF MD 206034042, WALDORF, MD 20603-4042

Mortgage

Document Number	0106920224
Date	Jun 28, 2019
Book Page	010692/000224

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate	4.62%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 26, 2018
Property Address	9020 CARTHAGE CT, WALDORF, MD 20603-4042
Document Number	0102090323
Book / Page	010209 / 000323
Instrument Date	Mar 22, 2018
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9020 CARTHAGE CT WALDORF MD 206034042, WALDORF, MD 20603-4042

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,633 (+3.6%)	$523,700 (+10.81%) Land $185,100 Building $338,600
2025	$13,868.00 (+149.56%)	$472,600 (+19.04%) Land $150,100 Building $322,500	$472,600 (-) Land $150,100 Building $322,500
2023	$5,557.00	$397,000	$472,600 Land $150,100 Building $322,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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