9027 Pine Laurel Dr, Matthews, NC 28104 Property Records

Union County property record for 9027 Pine Laurel Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	6 bd · 7 ba · 5,391 sqft · built 2007
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,955,000 (Feb 2026)
Tax Bill	$9,569 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-174-328`

Property Details

APN / Parcel Number

Primary APN	`06-174-328`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,391 sqft Living Area
1st Floor Area	3,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	15,202 sqft (0.349 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9027 PINE LAUREL DR
City	MATTHEWS
State	NC
Zip	28104-8056
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCD WEDDIN
Legal Description	#142 HIGHGATE PH2 MP1OPCI403
Legal Subdivision	HIGHGATE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1000
Census Tract	21006

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9027 PINE LAUREL DR, MATTHEWS, NC 28104-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Jan 18, 2008 · Amount on Record
Deed Document Number	20263511
Deed Book / Page	9303 / 263
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9027 PINE LAUREL DR, MATTHEWS, NC 28104-8056
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9027 PINE LAUREL DR, MATTHEWS, NC 28104-8056

Mortgage

Document Number	0008823660
Date	Dec 8, 2023
Book Page	8823/660
Instrument	29344

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 12, 2026
Property Address	9027 PINE LAUREL DR, MATTHEWS, NC 28104-8056
Document Number	0009303263
Book / Page	9303 / 263
Map Reference	CAB I FILE 403
Instrument Date	Feb 10, 2026
Instrument	3511
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9009 HAMMERSLEY DR, WAXHAW, NC 28173-6655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9027 PINE LAUREL DR, WEDDINGTON, NC 28104-8056

Mortgage

Document Number	0000003512
Date	Feb 12, 2026
Instrument	3512

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,915,500 (-) Land $289,000 Building $1,626,500	$1,915,500 (-) Land $289,000 Building $1,626,500
2025	$9,569.00 (+14.81%)	$1,915,500 (+45.46%) Land $289,000 Building $1,626,500	$1,915,500 (+45.46%) Land $289,000 Building $1,626,500
2023	$8,335.00	$1,316,900 Land $257,000 Building $1,059,900	$1,316,900 Land $257,000 Building $1,059,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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