9025 Pine Laurel Dr, Matthews, NC 28104 Property Records

Union County property record for 9025 Pine Laurel Dr, Matthews, NC 28104

Property Summary

Property Type	Other Improved
Details	4 bd · 4.5 ba · 5,126 sqft · built 2022
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2022)
Tax Bill	$9,310 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jan 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-174-329`

Property Details

APN / Parcel Number

Primary APN	`06-174-329`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,126 sqft Living Area
1st Floor Area	2,838 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	15,202 sqft (0.349 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9025 PINE LAUREL DR
City	MATTHEWS
State	NC
Zip	28104-8056
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RCD WEDDIN
Legal Description	#143 HIGHGATE PH2 MP1 OPCI403
Legal Subdivision	HIGHGATE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1000
Census Tract	21006

Owner

9025 Pine Laurel Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9025 PINE LAUREL DR, MATTHEWS, NC 28104-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 3, 2022	Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Mar 30, 2006 · Amount on File
Deed Document Number	202289
Deed Book / Page	8362 / 715
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9025 PINE LAUREL DR, MATTHEWS, NC 28104-8056
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009112490
Date	May 6, 2025
Book Page	9112/490
Instrument	11022

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 3, 2022
Property Address	9025 PINE LAUREL DR, MATTHEWS, NC 28104-8056
Document Number	0008362715
Book / Page	8362 / 715
Map Reference	CAB H FILE 901
Instrument Date	Dec 30, 2021
Instrument	89
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 FAIRVIEW RD, CHARLOTTE, NC 28210-3877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10009 ROYAL COLONY DR, WAXHAW, NC 28173-6811

Mortgage

Document Number	0000000090
Date	Jan 3, 2022
Instrument	90

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9025 Pine Laurel Dr was $9,310.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,863,500 (-) Land $289,000 Building $1,574,500	$1,863,500 (-) Land $289,000 Building $1,574,500
2025	$9,310.00	$1,863,500 Land $289,000 Building $1,574,500	$1,863,500 Land $289,000 Building $1,574,500
2023	$6,196.00	$978,900 Land $257,000 Building $721,900	$978,900 Land $257,000 Building $721,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9025 Pine Laurel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9025 Pine Laurel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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