902 W Main St, Decherd, TN 37324 Property Records

Franklin County property record for 902 W Main St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,729 sqft · built 1950
Lot Size	0.53 acres (23,125 sqft)
Owner	Individual Name on Record
Last Sale	$297,000 (Apr 2023)
Tax Bill	$953 (2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026056P D 02500`

Property Details

APN / Parcel Number

Primary APN	`026056P D 02500`
Alternative APN	`056P D 02500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,729 sqft Living Area
1st Floor Area	1,729 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1967
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,125 sqft
Lot Dimensions	185 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	800 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	121 sqft
Deck Area	192 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	902 W MAIN ST
City	DECHERD
State	TN
Zip	37324-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 WB21 P75, COUNTY AREA: D03
Legal Subdivision	CHAMPION S/D
Legal Block	A
Legal Lot Number	13 14
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1045
Census Tract	960401

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	902 W MAIN ST, DECHERD, TN 37324-3604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COFFEE COUNTY BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Nov 10, 2020	Quit Claim Deed, Transfer BLUEPRINT TITLE
Jul 11, 2019	Deed of Trust, Mortgage CITIZENS CMNTY BK
Apr 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	0000475344
Deed Book / Page	475 / 344
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 30, 2022
Property Address	902 W MAIN ST, DECHERD, TN 37324-3604
Document Number	0022002646
Book / Page	D0464 / 737
Instrument Date	Mar 29, 2022
Instrument	22002646
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$939.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 W MAIN ST, DECHERD, TN 37324-3604

Mortgage

Document Number	0022002647
Date	Mar 30, 2022
Instrument	22002647

Lender

Name	COFFEE COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	902 W MAIN ST, DECHERD, TN 37324-3604
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021002842
Date	Mar 30, 2021
Book Page	T1380/96
Instrument	21002842

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	WINCHESTER, TN 37398

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 10, 2020
Property Address	902 W MAIN ST, DECHERD, TN 37324-3604
Document Number	0000008171
Book / Page	000449 / 000090
Instrument Date	Nov 3, 2020
Instrument	8171
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	BLUEPRINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 W MAIN ST DECHERD TN 373243604, DECHERD, TN 37324-3604

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	902 W MAIN ST, DECHERD, TN 37324-3604
Document Number	0000004029
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 W MAIN ST DECHERD TN 373243604, DECHERD, TN 37324-3604

Mortgage

Document Number	0000004029
Date	Jul 15, 2019
Book Page	001292/000639
Instrument	4029

Lender

Name	CITIZENS CMNTY BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 14, 2024

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 29, 2019
Property Address	902 W MAIN ST, DECHERD, TN 37324-3604
Document Number	0000002402
Book / Page	000435 / 000706
Instrument Date	Apr 29, 2019
Instrument	2402
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 W MAIN ST DECHERD TN 373243604, DECHERD, TN 37324-3604

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,600 (-) Land $4,300 Building $32,300
2023		$36,600 Land $4,300 Building $32,300
2022	$953.00		$146,400 Land $17,200 Building $129,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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