705 W Main St, Decherd, TN 37324 Property Records

Franklin County property record for 705 W Main St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1938
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Feb 2025)
Tax Bill	$426 (2022)
Deeds & Mortgages	Feb 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`026056O C 00200`

Property Details

APN / Parcel Number

Primary APN	`026056O C 00200`
Alternative APN	`056O C 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1978
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	140 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 W MAIN ST
City	DECHERD
State	TN
Zip	37324-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 ALSO LOT 10 BLK B, COUNTY AREA: D03 1 ADDITIONAL MOBILE HOME
Legal Subdivision	HAYNES ADD
Legal Block	A
Legal Lot Number	1-3 2
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1076
Census Tract	960401

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 W MAIN ST, DECHERD, TN 37324-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	25000999
Deed Book / Page	D492 / 599
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 18, 2025
Property Address	705 W MAIN ST, DECHERD, TN 37324-3615
Document Number	0025000999
Book / Page	D492 / 599
Instrument Date	Feb 14, 2025
Instrument	25000999
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026
Title Company	ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$403.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W MAIN ST, DECHERD, TN 37324-3615

Mortgage

Document Number	0025001000
Date	Feb 18, 2025
Instrument	25001000

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,150 (-1.37%) Land $2,975 Building $13,175
2023		$16,375 Land $2,975 Building $13,400
2022	$426.00		$64,600 Land $11,900 Building $52,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20