St. Charles County property record for 902 Trudy Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,064 sqft · built 1980 |
| Lot Size | 0.228 acres (9,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2021) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237754A000 |
| Primary APN | 237754A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,922 sqft (0.228 acres) |
| Lot Dimensions | 121 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 237754A000 |
|---|---|
| Street Address | 902 TRUDY LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | WILLOW RUN LOT 121 |
| Legal Subdivision | WILLOW RUN |
| Legal Lot Number | 121 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 311602 |
Source: St. Charles County records · APN 237754A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 TRUDY LN, O FALLON, MO 63366-1860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 03, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage VINSON MORTGAGE SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Prior Sale | Jun 03, 2021 · Amount on Record |
| Deed Document Number | 202147652 |
| Prior Transfer Date | May 28, 2021 |
| Prior Transfer Doc | 0000047651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 902 TRUDY LN, O FALLON, MO 63366-1860 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 902 TRUDY LN, O FALLON, MO 63366-1860 |
| Document Number | 0000101888 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020R-101888 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 03, 2021 |
| Property Address | 902 TRUDY LN, O FALLON, MO 63366-1860 |
| Document Number | 2021R047652 |
| Map Reference | MB 16 PG 12 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021R-047652 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 GLENGARRY DR, 1006, WENTZVILLE, MO 63385-4768 |
| Name | Verified Name |
|---|---|
| Address | 902 TRUDY LN, O FALLON, MO 63366-1860 |
| Document Number | 2021R047653 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021R-047653 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 902 TRUDY LN, O FALLON, MO 63366-1860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068680125 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 6868/0125 |
| Instrument | 20180117000031020 |
| Name | VINSON MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,971 (-) | $210,372 (-) Land $50,000 Building $160,372 | |
| 2025 | $2,583.00 | $39,971 (+2.59%) | $210,372 (+2.59%) Land $50,000 Building $160,372 |
| 2023 | $38,963 | ||
| 2022 | $205,067 Land $40,000 Building $165,067 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 280 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010588, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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